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OTC · CZBSBanks - RegionalUpdated Nov 2, 2026

Citizens Bancshares Corporation ROE

Profitability, historical returns, and peer comparisons.

The ROE as of November 2026 (TTM) for Citizens Bancshares Corporation (CZBS) is 11.85%

According to Citizens Bancshares Corporation’s latest financial reports and current stock price. The company's current ROE is 11.85%. This represents a change of -5223.33% compared to the average of -0.23% of the last 4 quarters.

Citizens Bancshares Corporation (CZBS) Historical ROE (quarterly & annually)

How has CZBS ROE performed in the past?

The mean historical ROE of Citizens Bancshares Corporation over the last ten years is 8.81%. The current 11.85% ROE has changed 34.47% with respect to the historical average. Over the past ten years (40 quarters), CZBS's ROE was at its highest in in the March 2008 quarter at 2.10%. The ROE was at its lowest in in the June 2010 quarter at -2.62%.

Quarterly (TTM)
Annual

Average

8.81%

Median

9.15%

Minimum

3.69%

Maximum

14.46%

Citizens Bancshares Corporation (CZBS) ROE by Quarter and Year

Discovering the peaks and valleys of Citizens Bancshares Corporation ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 238.41%

Maximum Annual ROE = 14.46%

Minimum Annual Increase = -52.54%

Minimum Annual ROE = 3.69%

Quarterly (TTM)
Annual
YearROEChange
202510.90%-9.75%
202412.08%-16.48%
202314.46%238.41%
20224.27%-52.54%
20219.00%-20.40%
202011.31%24.19%
20199.11%-0.97%
20189.20%149.50%
20173.69%-10.14%
20164.10%13.60%

Citizens Bancshares Corporation (CZBS) Average ROE

How has CZBS ROE performed in the past?

The current ROE of Citizens Bancshares Corporation (CZBS) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

12.48%

5-year avg

10.14%

10-year avg

8.81%

Citizens Bancshares Corporation (CZBS) ROE vs. Peers

How is CZBS’s ROE compared to its peers?

Citizens Bancshares Corporation’s ROE is less than Citizens Bancorp of Virginia, Inc. (13.64%), less than Citizens Financial Corp. (20.79%), less than Citizens Bancorp (3.22%), less than Citizens Financial Services, Inc. (12.40%), less than Citizens Bancorp Investment, Inc. (13.30%), less than Citizens Holding Company (15.01%), less than Citizens Community Bancorp, Inc. (7.64%), less than Citizens National Corporation (7.69%),

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Frequently asked questions❓

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How does the current ROE for Citizens Bancshares Corporation (CZBS) compare to its historical average?