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OTC · CIWVBanks - RegionalUpdated Nov 5, 2026

Citizens Financial Corp. ROE

Profitability, historical returns, and peer comparisons.

The ROE as of November 2026 (TTM) for Citizens Financial Corp. (CIWV) is 20.79%

According to Citizens Financial Corp.’s latest financial reports and current stock price. The company's current ROE is 20.79%. This represents a change of 771.63% compared to the average of 2.38% of the last 4 quarters.

Citizens Financial Corp. (CIWV) Historical ROE (quarterly & annually)

How has CIWV ROE performed in the past?

The mean historical ROE of Citizens Financial Corp. over the last ten years is 12.40%. The current 20.79% ROE has changed 67.59% with respect to the historical average. Over the past ten years (40 quarters), CIWV's ROE was at its highest in in the March 2026 quarter at 5.40%. The ROE was at its lowest in in the December 2008 quarter at -1.97%.

Quarterly (TTM)
Annual

Average

12.40%

Median

13.98%

Minimum

4.40%

Maximum

18.03%

Citizens Financial Corp. (CIWV) ROE by Quarter and Year

Discovering the peaks and valleys of Citizens Financial Corp. ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 114.39%

Maximum Annual ROE = 18.03%

Minimum Annual Increase = -32.34%

Minimum Annual ROE = 4.40%

Quarterly (TTM)
Annual
YearROEChange
202516.47%12.12%
202414.69%1.56%
202314.46%-19.77%
202218.03%13.29%
202115.91%17.83%
202013.50%25.42%
201910.77%68.78%
20156.38%-32.34%
20149.43%114.39%
20084.40%-10.34%

Citizens Financial Corp. (CIWV) Average ROE

How has CIWV ROE performed in the past?

The current ROE of Citizens Financial Corp. (CIWV) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

15.21%

5-year avg

15.91%

10-year avg

12.40%

Citizens Financial Corp. (CIWV) ROE vs. Peers

How is CIWV’s ROE compared to its peers?

Citizens Financial Corp.’s ROE is less than Citizens Bancorp of Virginia, Inc. (13.64%), less than Citizens Bancorp Investment, Inc. (13.30%), less than Citizens Bancorp (3.22%), less than Citizens National Corporation (7.69%), less than Citizens Holding Company (17.33%), less than Citizens Community Bancorp, Inc. (7.64%), less than Community Bancorp (15.91%), less than KS Bancorp, Inc. (18.55%), less than National Capital Bancorp, Inc. (9.68%), less than The Farmers Bank of Appomattox (9.33%),

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