Citizens Bancorp Investment, Inc.

Citizens Bancorp Investment, Inc.verified

CBTN

Price:

$31

Market Cap:

$182.97M

Citizens Bancorp Investment, Inc. provides various banking products and services in Tennessee. The company offers checking and savings accounts, certificates of deposits and individual retirement accounts, credit and debit cards, overdrafts, real-time processing, and online and mobile banking services, as well as cash management, and personal and business services for individuals and businesses. It also provides personal, mortgage, construction, agriculture, commercial, and officers loans, as well as wealth management services. The company serves in Bedford, Clay, Coffee, DeKalb, Franklin, Jackson, Macon, Overton, Putnam, Smith, Sumner, and Wilson and surrounding counties in Middle Tennessee...[Read more]

Industry

Banks - Regional

IPO Date

2021-08-13

Stock Exchange

OTC

Ticker

CBTN

The ROE as of December 2025 (TTM) for Citizens Bancorp Investment, Inc. (CBTN) is 11.87%

According to Citizens Bancorp Investment, Inc.’s latest financial reports and current stock price. The company's current ROE is 11.87%. This represents a change of 300.77% compared to the average of 2.96% of the last 4 quarters.

Citizens Bancorp Investment, Inc. (CBTN) Historical ROE (quarterly & annually)

How has CBTN ROE performed in the past?

The mean historical ROE of Citizens Bancorp Investment, Inc. over the last ten years is 11.48%. The current 11.87% ROE has changed 3.46% with respect to the historical average. Over the past ten years (40 quarters), CBTN's ROE was at its highest in in the September 2022 quarter at 4.76%. The ROE was at its lowest in in the June 2020 quarter at 0%.

Quarterly (TTM)
Annual

Average

11.48%

Median

11.14%

Minimum

8.55%

Maximum

15.94%

Citizens Bancorp Investment, Inc. (CBTN) ROE by Quarter and Year

Discovering the peaks and valleys of Citizens Bancorp Investment, Inc. ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 43.63%

Maximum Annual ROE = 15.94%

Minimum Annual Increase = -31.38%

Minimum Annual ROE = 8.55%

Quarterly (TTM)
Annual
YearROEChange
202411.14%1.85%
202310.94%-31.38%
202215.94%29.80%
202112.28%43.63%
20208.55%-12.33%
20199.75%-16.89%

Citizens Bancorp Investment, Inc. (CBTN) Average ROE

How has CBTN ROE performed in the past?

The current ROE of Citizens Bancorp Investment, Inc. (CBTN) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

12.67%

5-year avg

11.77%

10-year avg

11.48%

Citizens Bancorp Investment, Inc. (CBTN) ROE vs. Peers

How is CBTN’s ROE compared to its peers?

Citizens Bancorp Investment, Inc.’s ROE is less than First Farmers and Merchants Corporation (12.21%), less than FS Bancorp (16.25%), less than United Bancorporation of Alabama, Inc. (8.73%), less than Muncy Columbia Financial Corporation (12.63%), less than First IC Corporation (17.96%), less than Prime Meridian Holding Company (9.25%), less than STAR Financial Group, Inc. (11.97%), less than Plains Acquisition Corporation (14.88%), greater than Oconomowoc Bancshares, Inc. (0%), less than Honat Bancorp, Inc. (10.70%),

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