First Farmers and Merchants Corporation

First Farmers and Merchants Corporationverified

FFMH

Price:

$48.25

Market Cap:

$194.40M

First Farmers and Merchants Corporation operates as the bank holding company for First Farmers and Merchants Bank that provides various banking and financial services in Tennessee and Alabama. The company's deposit products include personal and business checking and savings, and individual retirement and investment accounts, as well as certificates of deposit. Its loan portfolio comprises personal mortgages; home equity lines of credit; debit and credit cards; personal, auto, and farmer loans; and business loans, such as commercial mortgages, equipment lending and leasing, construction lending, accounts receivable financing, lines of credit, and other products. The company also offers wealth...[Read more]

Industry

Banks - Regional

IPO Date

2012-03-16

Stock Exchange

OTC

Ticker

FFMH

The ROE as of December 2025 (TTM) for First Farmers and Merchants Corporation (FFMH) is 12.21%

According to First Farmers and Merchants Corporation’s latest financial reports and current stock price. The company's current ROE is 12.21%. This represents a change of 298.94% compared to the average of 3.06% of the last 4 quarters.

First Farmers and Merchants Corporation (FFMH) Historical ROE (quarterly & annually)

How has FFMH ROE performed in the past?

The mean historical ROE of First Farmers and Merchants Corporation over the last ten years is 11.00%. The current 12.21% ROE has changed 11.04% with respect to the historical average. Over the past ten years (40 quarters), FFMH's ROE was at its highest in in the September 2022 quarter at 5.67%. The ROE was at its lowest in in the December 2017 quarter at 1.75%.

Quarterly (TTM)
Annual

Average

11.00%

Median

10.39%

Minimum

8.40%

Maximum

18.69%

First Farmers and Merchants Corporation (FFMH) ROE by Quarter and Year

Discovering the peaks and valleys of First Farmers and Merchants Corporation ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 89.72%

Maximum Annual ROE = 18.69%

Minimum Annual Increase = -30.84%

Minimum Annual ROE = 8.40%

Quarterly (TTM)
Annual
YearROEChange
202411.66%-9.84%
202312.93%-30.84%
202218.69%89.72%
20219.85%10.99%
20208.88%-20.22%
201911.13%1.80%
201810.93%30.05%
20178.40%-4.12%
20168.77%0.11%
20158.76%-2.12%

First Farmers and Merchants Corporation (FFMH) Average ROE

How has FFMH ROE performed in the past?

The current ROE of First Farmers and Merchants Corporation (FFMH) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

14.42%

5-year avg

12.40%

10-year avg

11.00%

First Farmers and Merchants Corporation (FFMH) ROE vs. Peers

How is FFMH’s ROE compared to its peers?

First Farmers and Merchants Corporation’s ROE is less than Citizens Bancorp Investment, Inc. (11.87%), less than First IC Corporation (17.96%), less than Muncy Columbia Financial Corporation (12.63%), less than United Bancorporation of Alabama, Inc. (8.73%), less than FS Bancorp (16.25%), less than Honat Bancorp, Inc. (10.70%), less than STAR Financial Group, Inc. (11.97%), less than Plains Acquisition Corporation (14.88%), less than Exchange Bank (Santa Rosa, CA) (8.86%), less than First Northern Community Bancorp (11.00%),

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