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OTC · CZBCBanks - RegionalUpdated Nov 2, 2026

Citizens Bancorp ROE

Profitability, historical returns, and peer comparisons.

The ROE as of November 2026 (TTM) for Citizens Bancorp (CZBC) is 3.22%

According to Citizens Bancorp’s latest financial reports and current stock price. The company's current ROE is 3.22%. This represents a change of 297.73% compared to the average of 0.81% of the last 4 quarters.

Citizens Bancorp (CZBC) Historical ROE (quarterly & annually)

How has CZBC ROE performed in the past?

The mean historical ROE of Citizens Bancorp over the last ten years is 8.46%. The current 3.22% ROE has changed -61.99% with respect to the historical average. Over the past ten years (40 quarters), CZBC's ROE was at its highest in in the September 2022 quarter at 6.14%. The ROE was at its lowest in in the September 2019 quarter at 0%.

Quarterly (TTM)
Annual

Average

8.46%

Median

8.07%

Minimum

2.84%

Maximum

15.52%

Citizens Bancorp (CZBC) ROE by Quarter and Year

Discovering the peaks and valleys of Citizens Bancorp ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 155.04%

Maximum Annual ROE = 15.52%

Minimum Annual Increase = -63.54%

Minimum Annual ROE = 2.84%

Quarterly (TTM)
Annual
YearROEChange
20252.84%-38.14%
20244.59%-46.79%
20238.63%-44.41%
202215.52%43.70%
202110.80%155.04%
20204.23%-63.54%
201911.61%-1.20%
201811.75%56.63%
20177.50%4.71%
20167.17%33.12%

Citizens Bancorp (CZBC) Average ROE

How has CZBC ROE performed in the past?

The current ROE of Citizens Bancorp (CZBC) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

5.35%

5-year avg

8.47%

10-year avg

8.46%

Citizens Bancorp (CZBC) ROE vs. Peers

How is CZBC’s ROE compared to its peers?

Citizens Bancorp’s ROE is less than Citizens Community Bancorp, Inc. (7.64%), less than Citizens Holding Company (15.01%), less than Citizens National Corporation (7.69%), less than Citizens Bancshares Corporation (11.85%), less than Citizens Financial Corp. (20.79%), less than Consumers Bancorp, Inc. (2.97%), less than National Capital Bancorp, Inc. (9.68%), less than Oregon Pacific Bancorp (13.06%), less than CNB Community Bancorp, Inc. (10.89%), less than KS Bancorp, Inc. (18.55%),

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Frequently asked questions❓

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How does the current ROE for Citizens Bancorp (CZBC) compare to its historical average?