Citizens Bancorp

Citizens Bancorpverified

CZBC

Price:

$9.85

Market Cap:

$55.08M

Citizens Bancorp operates as the holding company for Citizens Bank that provides various banking products and services to individuals and businesses. The company accepts personal and business checking and savings accounts. Its loan products include personal loans, such as personal lines of credit, credit cards, savings or CD secured loans, home equity lines of credit, property improvement loans, auto loans/recreational vehicle loans, and other personal loans; business loans comprising real estate loans, agricultural loans, equipment loans, inventory loans, working capital lines of credit, letters of credit, government sponsored loans, and other business loans; and mortgage loans. The company...[Read more]

Industry

Banks - Regional

IPO Date

2007-09-06

Stock Exchange

OTC

Ticker

CZBC

The Current Ratio as of December 2025 (TTM) for Citizens Bancorp (CZBC) is 0.14

According to Citizens Bancorp’s latest financial reports and current stock price. The company's current Current Ratio is 0.14. This represents a change of 55.63% compared to the average of 0.09 of the last 4 quarters.

Citizens Bancorp (CZBC) Historical Current Ratio (quarterly & annually)

How has CZBC Current Ratio performed in the past?

The mean historical Current Ratio of Citizens Bancorp over the last ten years is 0.16. The current 0.14 Current Ratio has changed 8.73% with respect to the historical average. Over the past ten years (40 quarters), CZBC's Current Ratio was at its highest in in the September 2022 quarter at 5.46. The Current Ratio was at its lowest in in the December 2014 quarter at 0.

Quarterly (TTM)
Annual

Average

0.16

Median

0.15

Minimum

0.08

Maximum

0.30

Citizens Bancorp (CZBC) Current Ratio by Quarter and Year

Discovering the peaks and valleys of Citizens Bancorp Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = Infinity%

Maximum Annual Current Ratio = 0.30

Minimum Annual Increase = -51.27%

Minimum Annual Current Ratio = 0.08

Quarterly (TTM)
Annual
YearCurrent RatioChange
20240.15-23.14%
20230.199.18%
20220.1828.61%
20210.14-45.54%
20200.25179.36%
20190.094.95%
20180.090.74%
20170.08-42.06%
20160.15-51.27%
20150.30Infinity%

Citizens Bancorp (CZBC) Average Current Ratio

How has CZBC Current Ratio performed in the past?

The current Current Ratio of Citizens Bancorp (CZBC) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

0.17

5-year avg

0.18

10-year avg

0.16

Citizens Bancorp (CZBC) Current Ratio vs. Peers

How is CZBC’s Current Ratio compared to its peers?

Citizens Bancorp’s Current Ratio is less than Commencement Bancorp Inc. (0.21), greater than Baker Boyer Bancorp (0.08), greater than Oregon Bancorp, Inc. (0.07), greater than Redwood Capital Bancorp (0.05), greater than First Resource Bancorp Inc. (0.06), greater than Chino Commercial Bancorp (0), greater than Highlands Bankshares, Inc. (0), greater than Merchants & Marine Bancorp, Inc. (0.07), greater than Mission Valley Bancorp (0.10), less than United National Bank (0.19),

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