HBSI logo
OTC · HBSIBanks - RegionalUpdated Nov 5, 2026

Highlands Bankshares, Inc. ROE

Profitability, historical returns, and peer comparisons.

The ROE as of November 2026 (TTM) for Highlands Bankshares, Inc. (HBSI) is 10.22%

According to Highlands Bankshares, Inc.’s latest financial reports and current stock price. The company's current ROE is 10.22%. This represents a change of 300.78% compared to the average of 2.55% of the last 4 quarters.

Highlands Bankshares, Inc. (HBSI) Historical ROE (quarterly & annually)

How has HBSI ROE performed in the past?

The mean historical ROE of Highlands Bankshares, Inc. over the last ten years is 7.12%. The current 10.22% ROE has changed 43.52% with respect to the historical average. Over the past ten years (40 quarters), HBSI's ROE was at its highest in in the September 2021 quarter at 6.62%. The ROE was at its lowest in in the December 2017 quarter at -0.19%.

Quarterly (TTM)
Annual

Average

7.12%

Median

7.31%

Minimum

4.78%

Maximum

8.73%

Highlands Bankshares, Inc. (HBSI) ROE by Quarter and Year

Discovering the peaks and valleys of Highlands Bankshares, Inc. ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 52.76%

Maximum Annual ROE = 8.73%

Minimum Annual Increase = -34.72%

Minimum Annual ROE = 4.78%

Quarterly (TTM)
Annual
YearROEChange
20258.73%10.24%
20247.92%23.60%
20236.41%-20.37%
20228.05%-3.12%
20218.30%40.05%
20205.93%-8.06%
20196.45%-11.64%
20187.30%52.76%
20174.78%-34.72%
20167.32%7.64%

Highlands Bankshares, Inc. (HBSI) Average ROE

How has HBSI ROE performed in the past?

The current ROE of Highlands Bankshares, Inc. (HBSI) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

7.69%

5-year avg

7.88%

10-year avg

7.12%

Highlands Bankshares, Inc. (HBSI) ROE vs. Peers

How is HBSI’s ROE compared to its peers?

Highlands Bankshares, Inc.’s ROE is less than The Farmers Bank of Appomattox (9.33%), less than Hocking Valley Bancshares, Inc. (11.02%), less than Oak View Bankshares, Inc. (15.23%), less than Union Bankshares, Inc. (15.07%), less than Katahdin Bankshares Corp. (10.84%), less than Huron Valley Bancorp, Inc. (11.38%), less than Redwood Financial, Inc. (11.99%), less than Pacific Valley Bancorp (8.60%), less than River Valley Community Bancorp (11.20%), less than Bank of the James Financial Group, Inc. (14.94%),

Build a custom stock screener for Highlands Bankshares, Inc. (HBSI) and other stocks

One of the best ways to find valuable stocks to invest in is to build a custom made screener in your Excel or Google Sheets spreadsheet. This allows you to compare thousands of companies like Highlands Bankshares, Inc. using the financials and key metrics that matter to you in a single view.

The easiest way to set this up is to use the Wisesheets add-on and set your spreadsheet like this:

Custom stock screener in Wisesheets

Covering all these metrics from financial, data, dividend data, key metrics and more you can get all the data you want for over 50+ exchanges worldwide.

Get your free trial here.

Highlands Bankshares, Inc. (HBSI) and other stocks custom spreadsheet templates

The easiest way to analyze a company like Highlands Bankshares, Inc. or any others is to create a spreadsheet model that automatically retrieves all of the stock data you need.

Using Wisesheets you can set up a spreadsheet model like this with simple spreadsheet formulas. If you change the ticker you can get all of the data automatically updated for you.

Custom stock templates in Wisesheets

Whether you need live data, historical price data, financials, dividend data, key metrics, analyst estimates, or anything else...Wisesheets has you covered.

Frequently asked questions❓

What is the ROE?

How can you use the ROE?

What is Highlands Bankshares, Inc.'s ROE?

How is the ROE calculated for Highlands Bankshares, Inc. (HBSI)?

What is the highest ROE for Highlands Bankshares, Inc. (HBSI)?

What is the 3-year average ROE for Highlands Bankshares, Inc. (HBSI)?

What is the 5-year average ROE for Highlands Bankshares, Inc. (HBSI)?

How does the current ROE for Highlands Bankshares, Inc. (HBSI) compare to its historical average?