Highlands Bankshares, Inc.

Highlands Bankshares, Inc.verified

HBSI

Price:

$45

Market Cap:

$60.16M

Highlands Bankshares, Inc. operates as the bank holding company for The Grant County Bank and Capon Valley Bank that provide various banking products and services for individuals and businesses. The company accepts checking, saving, money market, NOW, individual retirement, and club accounts; and insured cash sweep and CDARS interest-bearing deposits, as well as certificates of deposit. It also offers personal and business loans, such as home mortgage and equity, land and lot, mobile home, auto, personal and business term, agriculture, equipment, and commercial real estate loans, as well as business lines of credit. In addition, the company provides debit and credit cards, kasasa protect, au...[Read more]

Industry

Banks - Regional

IPO Date

1999-01-12

Stock Exchange

OTC

Ticker

HBSI

The ROE as of December 2025 (TTM) for Highlands Bankshares, Inc. (HBSI) is 8.96%

According to Highlands Bankshares, Inc.’s latest financial reports and current stock price. The company's current ROE is 8.96%. This represents a change of 300.37% compared to the average of 2.24% of the last 4 quarters.

Highlands Bankshares, Inc. (HBSI) Historical ROE (quarterly & annually)

How has HBSI ROE performed in the past?

The mean historical ROE of Highlands Bankshares, Inc. over the last ten years is 6.93%. The current 8.96% ROE has changed 29.35% with respect to the historical average. Over the past ten years (40 quarters), HBSI's ROE was at its highest in in the September 2021 quarter at 6.62%. The ROE was at its lowest in in the December 2017 quarter at -0.19%.

Quarterly (TTM)
Annual

Average

6.93%

Median

7.05%

Minimum

4.78%

Maximum

8.30%

Highlands Bankshares, Inc. (HBSI) ROE by Quarter and Year

Discovering the peaks and valleys of Highlands Bankshares, Inc. ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 52.76%

Maximum Annual ROE = 8.30%

Minimum Annual Increase = -34.72%

Minimum Annual ROE = 4.78%

Quarterly (TTM)
Annual
YearROEChange
20247.92%23.60%
20236.41%-20.37%
20228.05%-3.12%
20218.30%40.05%
20205.93%-8.06%
20196.45%-11.64%
20187.30%52.76%
20174.78%-34.72%
20167.32%7.64%
20156.80%-3.82%

Highlands Bankshares, Inc. (HBSI) Average ROE

How has HBSI ROE performed in the past?

The current ROE of Highlands Bankshares, Inc. (HBSI) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

7.46%

5-year avg

7.32%

10-year avg

6.93%

Highlands Bankshares, Inc. (HBSI) ROE vs. Peers

How is HBSI’s ROE compared to its peers?

Highlands Bankshares, Inc.’s ROE is less than Pacific Valley Bancorp (7.14%), less than United National Bank (10.25%), less than Mission Valley Bancorp (8.92%), less than Equitable Financial Corp. (6.31%), less than FCN Banc Corp. (10.81%), less than Farmers and Merchants Bancshares, Inc. (11.26%), less than Chino Commercial Bancorp (12.82%), less than First Resource Bancorp Inc. (12.10%), less than Redwood Capital Bancorp (9.40%), less than CITBA Financial Corporation (9.19%),

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