Citizens Bancshares Corporation

Citizens Bancshares Corporationverified

CZBS

Price:

$41.94

Market Cap:

$75.28M

Citizens Bancshares Corporation operates as the holding company for Citizens Trust Bank that provides various commercial banking services to individual and corporate customers. The company offers checking and savings accounts; and demand and money market deposits. Its loan products include commercial, financial, and agricultural loans; loans secured by personal property, such as automobiles, marketable securities, and other titled recreational vehicles and motorcycles, as well as unsecured consumer debt; commercial real estate loans; single-family residential loans; and construction and development loans. The company also offers investment accounts and certificate of deposit account registry...[Read more]

Industry

Banks - Regional

IPO Date

1999-04-22

Stock Exchange

OTC

Ticker

CZBS

The PE Ratio as of December 2025 (TTM) for Citizens Bancshares Corporation (CZBS) is 8.34

According to Citizens Bancshares Corporation’s latest financial reports and current stock price. The company's current PE Ratio is 8.34. This represents a change of 2.28% compared to the average of 0.35 of the last 4 quarters.

Citizens Bancshares Corporation (CZBS) Historical PE Ratio (quarterly & annually)

How has CZBS PE Ratio performed in the past?

The mean historical PE Ratio of Citizens Bancshares Corporation over the last ten years is 8.26. The current 8.34 PE Ratio has changed 10.00% with respect to the historical average. Over the past ten years (40 quarters), CZBS's PE Ratio was at its highest in in the September 2011 quarter at 24.22. The PE Ratio was at its lowest in in the June 2009 quarter at -38.40.

Quarterly (TTM)
Annual

Average

8.26

Median

6.87

Minimum

3.42

Maximum

19.27

Citizens Bancshares Corporation (CZBS) PE Ratio by Quarter and Year

Discovering the peaks and valleys of Citizens Bancshares Corporation PE Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 86.38%

Maximum Annual PE Ratio = 19.27

Minimum Annual Increase = -71.30%

Minimum Annual PE Ratio = 3.42

Quarterly (TTM)
Annual
YearPE RatioChange
20249.5657.24%
20236.08-18.10%
20227.4247.93%
20215.0246.68%
20203.42-45.83%
20196.3214.18%
20185.53-71.30%
201719.2786.38%
201610.347.67%
20159.60-9.42%

Citizens Bancshares Corporation (CZBS) Average PE Ratio

How has CZBS PE Ratio performed in the past?

The current PE Ratio of Citizens Bancshares Corporation (CZBS) is greater than its 3-year, greater than its 5-year, and greater than its 10-year historical averages

3-year avg

7.69

5-year avg

6.30

10-year avg

8.26

Citizens Bancshares Corporation (CZBS) PE Ratio vs. Peers

How is CZBS’s PE Ratio compared to its peers?

Citizens Bancshares Corporation’s PE Ratio is less than New Peoples Bankshares, Inc. (9.61), greater than Consumers Bancorp, Inc. (8.06), less than Potomac Bancshares, Inc. (9.55), greater than Southeastern Banking Corporation (8.07), greater than Citizens Bancorp of Virginia, Inc. (7.74), greater than Century Next Financial Corporation (7.52), greater than Citizens Bancshares Corporation (8.06), less than JBT Bancorp Inc. (11.04), less than National Capital Bancorp, Inc. (10.11), less than Killbuck Bancshares, Inc. (8.78),

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Frequently asked questions❓

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