Citizens Bancshares Corporation

Citizens Bancshares Corporationverified

CITZ

Price:

$42

Market Cap:

$87.50M

Citizens Bancshares Corporation operates as the bank holding company for The Citizens Bank that provides community banking services and financial products. It offers checking and savings accounts, money market accounts, certificates of deposit, individual retirement accounts, debit and credit cards, personal and business loans, mortgages, cash management, mobile banking, and merchant services. The company was incorporated in 1988 and is headquartered in Olanta, South Carolina.

Industry

Banks - Regional

IPO Date

2019-03-20

Stock Exchange

OTC

Ticker

CITZ

The PE Ratio as of December 2025 (TTM) for Citizens Bancshares Corporation (CITZ) is 8.35

According to Citizens Bancshares Corporation’s latest financial reports and current stock price. The company's current PE Ratio is 8.35. This represents a change of -48.43% compared to the average of 16.19 of the last 4 quarters.

Citizens Bancshares Corporation (CITZ) Historical PE Ratio (quarterly & annually)

How has CITZ PE Ratio performed in the past?

The mean historical PE Ratio of Citizens Bancshares Corporation over the last ten years is 11.05. The current 8.35 PE Ratio has changed 7.46% with respect to the historical average. Over the past ten years (40 quarters), CITZ's PE Ratio was at its highest in in the June 2013 quarter at 30.68. The PE Ratio was at its lowest in in the June 2008 quarter at -37.65.

Quarterly (TTM)
Annual

Average

11.05

Median

8.37

Minimum

4.94

Maximum

19.98

Citizens Bancshares Corporation (CITZ) PE Ratio by Quarter and Year

Discovering the peaks and valleys of Citizens Bancshares Corporation PE Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 13.74%

Maximum Annual PE Ratio = 19.98

Minimum Annual Increase = -48.28%

Minimum Annual PE Ratio = 4.94

Quarterly (TTM)
Annual
YearPE RatioChange
20245.6213.74%
20234.94-38.56%
20228.04-4.82%
20218.4511.97%
20207.55-9.01%
20198.29-44.89%
201515.050.33%
201415.00-24.94%
201319.9813.56%
201217.60-48.28%

Citizens Bancshares Corporation (CITZ) Average PE Ratio

How has CITZ PE Ratio performed in the past?

The current PE Ratio of Citizens Bancshares Corporation (CITZ) is greater than its 3-year, greater than its 5-year, and less than than its 10-year historical averages

3-year avg

6.20

5-year avg

6.92

10-year avg

11.05

Citizens Bancshares Corporation (CITZ) PE Ratio vs. Peers

How is CITZ’s PE Ratio compared to its peers?

Citizens Bancshares Corporation’s PE Ratio is greater than Coastal Carolina Bancshares, Inc. (8.01), greater than Pioneer Bankcorp, Inc. (7.68), greater than Citizens Bancshares Corporation (-8.70), greater than Boyle Bancorp, Inc. (8.00), less than Killbuck Bancshares, Inc. (8.78), greater than Southeastern Banking Corporation (8.07), less than Farmers Bancorp (Frankfort IN) (9.35), less than Westbury Bancorp, Inc. (11.29), less than University Bancorp, Inc. (8.79), less than Eastern Michigan Financial Corporation (11.02),

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Frequently asked questions❓

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