Start with its own history
At 14.20×, NACB is 47.2% above its 10-observation annual average. A lower multiple can reflect a lower price, higher earnings, or weaker growth expectations—not necessarily a bargain.

Current valuation, historical context, and peer comparisons.
Current P/E ratio
14.20×
47.2% abovethe 10-year annual average
Price and EPS in quote currency. Calculation details
Investors are paying 14.20 for every 1 of reported earnings per share.
Annual period-end data · 13 observations
| Period end | P/E | Change |
|---|---|---|
| Dec 31, 2025 | 10.95× | -3.6% |
| Dec 31, 2024 | 11.35× | -0.4% |
| Dec 31, 2023 | 11.40× | +10.2% |
| Dec 31, 2022 | 10.34× | -14.8% |
| Dec 31, 2021 | 12.13× | -31.2% |
| Dec 31, 2020 | 17.64× | +189.4% |
| Dec 31, 2019 | 6.10× | +4.7% |
| Dec 31, 2018 | 5.82× | -27.7% |
| Period end | P/E | Change |
|---|---|---|
| Dec 31, 2017 | 8.05× | +197.8% |
| Dec 31, 2016 | 2.70× | +59.8% |
| Dec 31, 2015 | 1.69× | N/M |
| Dec 31, 2014 | N/M | N/M |
| Dec 31, 2013 | 7.12× | N/M |
Change is relative to the preceding observation. N/M values are excluded from averages.
Company P/E vs. peer trailing-12-month ratios
| Company | P/E ratio |
|---|---|
NACB This stockNational Capital Bancorp, Inc. | 14.20× |
FVCBFVCBankcorp, Inc. | 11.39× |
CBNKCapital Bancorp, Inc. | 12.80× |
PTBSPotomac Bancshares, Inc. | 9.73× |
CZBTCitizens Bancorp of Virginia, Inc. | 8.31× |
FBPAThe Farmers Bank of Appomattox | 9.91× |
Peers are selected by the data provider. Business models and earnings definitions can differ.
Put the numbers in context
At 14.20×, NACB is 47.2% above its 10-observation annual average. A lower multiple can reflect a lower price, higher earnings, or weaker growth expectations—not necessarily a bargain.
The median of the 5 positive peer ratios above is 9.91×. Check growth, margins, debt, and earnings quality before interpreting the gap. A faster-growing business may justify a higher multiple.
One-off gains can temporarily lower P/E; unusual charges can raise it. Reported earnings and forward estimates answer different questions. Pair this view with return on equity and liquidity for a fuller picture.
Keep your research connected
Pull historical P/E into Excel or Google Sheets with Wisesheets. Build your own comparisons alongside the rest of your financial model.
Explore Wisesheets=WISE("NACB", "PE Ratio", "LQ")Share price 86.9 ÷ EPS 6.12 = 14.20×. Data is supplied by Financial Modeling Prep through Wisesheets. Quote feed updated Nov 2, 2026; this is not a real-time trading quote.
Annual and quarterly P/E observations are provided separately from the current quote. Averages use the latest 3, 5, or 10 annual observations, excluding missing and nonpositive ratios. Pre-IPO observations are omitted. These are period-end observations, not daily averages.
The current quote feed does not specify the exact EPS filing-period end or whether EPS is basic or diluted. We do not label it as forward P/E. Peer ratios are explicitly trailing-12-month (TTM) values. Historical observations do not include independently verified price and EPS inputs. Sources may update on different schedules; rounded inputs can produce small calculation differences. Historical comparisons describe past pricing, not an estimate of fair value.
The essentials behind the numbers.
National Capital Bancorp, Inc.'s current P/E is 14.20× based on the quote data last updated Nov 2, 2026. It represents the share price divided by reported earnings per share. Prices and earnings may refresh on different schedules.
Annual P/E uses earnings for a completed fiscal year. Trailing-12-month (TTM) P/E uses the latest four quarters, while forward P/E uses forecast earnings. These are not interchangeable. This page labels peer ratios as TTM and shows dated annual or quarterly historical observations; it does not show forward estimates.
N/M means not meaningful: the feed has no positive P/E for that observation. Negative or zero earnings should not be ranked as a low positive valuation multiple. N/M observations are excluded from the averages shown above.
Divide the share price by earnings per share (EPS). For example, a share price of 100 and EPS of 5 gives a P/E of 20×. This page uses the price and EPS supplied together in the quote when both are positive.
Price timestamps, EPS definitions, share classes, adjustments, and fiscal periods can differ. A forward P/E also uses forecast earnings rather than reported earnings. Compare the inputs and as-of dates before comparing two displayed ratios.
Not necessarily. The average describes previous market pricing, not fair value. Changes in earnings quality, growth expectations, debt, accounting, and business risk can justify a different multiple today.