Synchrony Financial

Synchrony Financial - ROEverified

SYF

Price:

$75.26

Market Cap:

$25.32B

Synchrony Financial, along with its various subsidiaries, functions as a leading provider of consumer financial services across the United States. The company offers a comprehensive range of credit products, encompassing diverse credit card options such as private label, co-branded, and general-purpose cards, alongside commercial credit solutions and consumer installment loans for both short and long durations. Additionally, Synchrony provides consumer banking services, including a variety of deposit products like certificates of deposit, individual retirement accounts, money market accounts, and savings accounts. These are made available to both individual consumers and commercial entities,...[Read more]

Industry

Financial - Credit Services

IPO Date

2014-07-31

Stock Exchange

NYSE

Ticker

SYF

The ROE as of June 2026 (TTM) for Synchrony Financial (SYF) is 21.41%

According to Synchrony Financial’s latest financial reports and current stock price. The company's current ROE is 21.41%. This represents a change of 300.54% compared to the average of 5.35% of the last 4 quarters.

Synchrony Financial (SYF) Historical ROE (quarterly & annually)

How has SYF ROE performed in the past?

The mean historical ROE of Synchrony Financial over the last ten years is 19.69%. The current 21.41% ROE has changed 8.72% with respect to the historical average. Over the past ten years (40 quarters), SYF's ROE was at its highest in in the June 2021 quarter at 8.75%. The ROE was at its lowest in in the June 2020 quarter at 0.40%.

Quarterly (TTM)
Annual

Average

19.69%

Median

20.06%

Minimum

10.90%

Maximum

30.91%

Synchrony Financial (SYF) ROE by Quarter and Year

Discovering the peaks and valleys of Synchrony Financial ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 183.47%

Maximum Annual ROE = 30.91%

Minimum Annual Increase = -56.09%

Minimum Annual ROE = 10.90%

Quarterly (TTM)
Annual
YearROEChange
202521.19%0.39%
202421.10%31.10%
202316.10%-31.29%
202223.43%-24.21%
202130.91%183.47%
202010.90%-56.09%
201924.83%30.65%
201819.01%39.82%
201713.59%-14.27%
201615.86%-9.73%

Synchrony Financial (SYF) Average ROE

How has SYF ROE performed in the past?

The current ROE of Synchrony Financial (SYF) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

19.46%

5-year avg

22.55%

10-year avg

19.69%

Synchrony Financial (SYF) ROE vs. Peers

How is SYF’s ROE compared to its peers?

Synchrony Financial’s ROE is less than ORIX Corporation (10.13%), less than M&T Bank Corporation (10.25%), less than KB Financial Group Inc. (10.54%), less than Truist Financial Corporation (8.51%), less than Morgan Stanley (16.38%), less than Fifth Third Bancorp (8.86%), less than Shinhan Financial Group Co., Ltd. (9.08%), less than Banco Bradesco S.A. (13.14%), less than W. R. Berkley Corporation (19.48%),

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