Bread Financial Holdings, Inc.

Bread Financial Holdings, Inc. - ROEverified

BFH

Price:

$102.41

Market Cap:

$4.14B

Bread Financial Holdings, Inc. offers cutting-edge payment and credit solutions to consumers and various industries throughout North America. Their services include comprehensive financing for credit cards and other loans, which involves managing risk, originating accounts, and providing funding for approximately 130 private label and co-branded credit card programs. They also support around 500 small and medium-sized businesses through their Bread partnerships and issue Comenity-branded general purpose cash-back credit cards. The company is responsible for administering and overseeing all loans it generates, covering private label, co-brand, and general-purpose credit card portfolios, as we...[Read more]

Industry

Financial - Credit Services

IPO Date

2001-06-15

Stock Exchange

NYSE

Ticker

BFH

The ROE as of June 2026 (TTM) for Bread Financial Holdings, Inc. (BFH) is 17.08%

According to Bread Financial Holdings, Inc.’s latest financial reports and current stock price. The company's current ROE is 17.08%. This represents a change of 299.75% compared to the average of 4.27% of the last 4 quarters.

Bread Financial Holdings, Inc. (BFH) Historical ROE (quarterly & annually)

How has BFH ROE performed in the past?

The mean historical ROE of Bread Financial Holdings, Inc. over the last ten years is 24.40%. The current 17.08% ROE has changed -29.98% with respect to the historical average. Over the past ten years (40 quarters), BFH's ROE was at its highest in in the March 2023 quarter at 16.75%. The ROE was at its lowest in in the September 2019 quarter at -7.19%.

Quarterly (TTM)
Annual

Average

24.40%

Median

21.05%

Minimum

9.08%

Maximum

42.51%

Bread Financial Holdings, Inc. (BFH) ROE by Quarter and Year

Discovering the peaks and valleys of Bread Financial Holdings, Inc. ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 173.10%

Maximum Annual ROE = 42.51%

Minimum Annual Increase = -74.36%

Minimum Annual ROE = 9.08%

Quarterly (TTM)
Annual
YearROEChange
202515.57%71.49%
20249.08%-63.10%
202324.61%149.92%
20229.85%-74.36%
202138.40%173.10%
202014.06%-19.67%
201917.50%-57.62%
201841.30%-2.85%
201742.51%36.66%
201631.11%4.82%

Bread Financial Holdings, Inc. (BFH) Average ROE

How has BFH ROE performed in the past?

The current ROE of Bread Financial Holdings, Inc. (BFH) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

16.42%

5-year avg

19.50%

10-year avg

24.40%

Bread Financial Holdings, Inc. (BFH) ROE vs. Peers

How is BFH’s ROE compared to its peers?

Bread Financial Holdings, Inc.’s ROE is less than The Western Union Company (47.95%), less than Enova International, Inc. (24.88%), less than WesBanco, Inc. (8.00%), greater than NMI Holdings, Inc. (0.06%), greater than Brighthouse Financial, Inc. (-1.07%), less than WSFS Financial Corporation (11.34%), less than The Bancorp, Inc. (30.56%), less than eToro Group Ltd. (17.42%), less than Kemper Corporation (1.52%),

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