Credit Acceptance Corporation

Credit Acceptance Corporation - ROEverified

CACC

Price:

$579.73

Market Cap:

$6.06B

Credit Acceptance Corporation (CACC) operates nationwide, serving as a financial partner for both independent and franchised automobile dealerships across the United States. The company's core business involves two primary methods of engaging with these dealers: 1. It furnishes upfront capital to dealerships, securing the privilege to administer and collect payments on the subsequent consumer loans. 2. Alternatively, CACC directly purchases consumer loan portfolios from dealers, then manages the collection of payments from borrowers and retains the proceeds. Beyond its direct lending activities, the corporation also participates in the reinsurance market, underwriting vehicle service contrac...[Read more]

Industry

Financial - Credit Services

IPO Date

1992-06-05

Stock Exchange

NASDAQ

Ticker

CACC

The ROE as of June 2026 (TTM) for Credit Acceptance Corporation (CACC) is 29.39%

According to Credit Acceptance Corporation’s latest financial reports and current stock price. The company's current ROE is 29.39%. This represents a change of 299.14% compared to the average of 7.36% of the last 4 quarters.

Credit Acceptance Corporation (CACC) Historical ROE (quarterly & annually)

How has CACC ROE performed in the past?

The mean historical ROE of Credit Acceptance Corporation over the last ten years is 27.78%. The current 29.39% ROE has changed 5.80% with respect to the historical average. Over the past ten years (40 quarters), CACC's ROE was at its highest in in the March 2022 quarter at 13.16%. The ROE was at its lowest in in the March 2020 quarter at -4.26%.

Quarterly (TTM)
Annual

Average

27.78%

Median

28.11%

Minimum

14.17%

Maximum

52.53%

Credit Acceptance Corporation (CACC) ROE by Quarter and Year

Discovering the peaks and valleys of Credit Acceptance Corporation ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 187.31%

Maximum Annual ROE = 52.53%

Minimum Annual Increase = -50.55%

Minimum Annual ROE = 14.17%

Quarterly (TTM)
Annual
YearROEChange
202527.82%96.36%
202414.17%-13.15%
202316.31%-50.55%
202232.99%-37.20%
202152.53%187.31%
202018.28%-34.36%
201927.86%-3.38%
201828.83%-5.83%
201730.62%7.97%
201628.35%-12.19%

Credit Acceptance Corporation (CACC) Average ROE

How has CACC ROE performed in the past?

The current ROE of Credit Acceptance Corporation (CACC) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

19.44%

5-year avg

28.77%

10-year avg

27.78%

Credit Acceptance Corporation (CACC) ROE vs. Peers

How is CACC’s ROE compared to its peers?

Credit Acceptance Corporation’s ROE is greater than Navient Corporation SR NT 6% 121543 (-2.45%), less than Nelnet, Inc. (11.39%), less than SLM Corporation (31.16%), less than United Bankshares, Inc. (9.26%), less than Grupo Aval Acciones y Valores S.A. (9.35%), less than Ameris Bancorp (10.81%), less than Main Street Capital Corporation (14.32%), less than Virtu Financial, Inc. (35.67%), less than Home Bancshares, Inc. (11.29%), less than Raymond James Financial, Inc. (17.21%),

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