RM
Price:
$37.1
Market Cap:
$360.75M
Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large installment loans; and retail loans to finance the purchase of furniture, appliances, and other retail products. The company also provides insurance products, including credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment insurance; collateral protection insurance; and property insurance, as well as reinsurance products. In addition, its loans are so...[Read more]
Industry
Financial - Credit Services
IPO Date
2012-03-28
Stock Exchange
NYSE
Ticker
RM
According to Regional Management Corp.’s latest financial reports and current stock price. The company's current ROE is 10.84%. This represents a change of 300.35% compared to the average of 2.71% of the last 4 quarters.
The mean historical ROE of Regional Management Corp. over the last ten years is 13.72%. The current 10.84% ROE has changed -21.00% with respect to the historical average. Over the past ten years (40 quarters), RM's ROE was at its highest in in the March 2021 quarter at 9.00%. The ROE was at its lowest in in the March 2020 quarter at -2.52%.
Average
13.72%
Median
12.05%
Minimum
4.95%
Maximum
31.37%
Discovering the peaks and valleys of Regional Management Corp. ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.
Maximum Annual Increase = 219.33%
Maximum Annual ROE = 31.37%
Minimum Annual Increase = -70.17%
Minimum Annual ROE = 4.95%
| Year | ROE | Change |
|---|---|---|
| 2024 | 11.55% | 133.17% |
| 2023 | 4.95% | -70.17% |
| 2022 | 16.60% | -47.09% |
| 2021 | 31.37% | 219.33% |
| 2020 | 9.82% | -33.51% |
| 2019 | 14.77% | 16.68% |
| 2018 | 12.66% | 1.17% |
| 2017 | 12.52% | 8.05% |
| 2016 | 11.58% | 1.74% |
| 2015 | 11.38% | 37.16% |
The current ROE of Regional Management Corp. (RM) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages
3-year avg
11.03%
5-year avg
14.86%
10-year avg
13.72%
Regional Management Corp.’s ROE is less than Atlanticus Holdings Corporation (20.20%), less than Runway Growth Finance Corp. (12.08%), less than First Bank (9.97%), less than Carter Bankshares, Inc. (7.77%), less than Bank7 Corp. (19.11%), less than Community West Bancshares (8.97%), less than Greene County Bancorp, Inc. (14.44%), less than Sierra Bancorp (2.91%),
| Company | ROE | Market cap |
|---|---|---|
| 20.20% | $902.13M | |
| 12.08% | $330.99M | |
| 9.97% | $394.33M | |
| 7.77% | $430.45M | |
| 19.11% | $397.98M | |
| 8.97% | $450.21M | |
| 14.44% | $394.17M | |
| 2.91% | $436.43M |
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How does the current ROE for Regional Management Corp. (RM) compare to its historical average?