Horizon Bancorp, Inc.

Horizon Bancorp, Inc.verified

HBNC

Price:

$17.37

Market Cap:

$889.65M

Horizon Bancorp, Inc. operates as the bank holding company for Horizon Bank that provides a range of commercial and retail banking services. The company offers various deposits. It also provides commercial, residential real estate, mortgage warehouse, and consumer loans. In addition, the company offers corporate and individual trust and agency, investment management, and real estate investment trust services; and sells various insurance products. It operates through a network of 78 full-service offices in northern and central Indiana and southern and central Michigan. Horizon Bancorp, Inc. was founded in 1873 and is headquartered in Michigan City, Indiana.

Industry

Banks - Regional

IPO Date

2002-01-09

Stock Exchange

NASDAQ

Ticker

HBNC

The ROE as of December 2025 (TTM) for Horizon Bancorp, Inc. (HBNC) is -25.18%

According to Horizon Bancorp, Inc.’s latest financial reports and current stock price. The company's current ROE is -25.18%. This represents a change of 243.43% compared to the average of -7.33% of the last 4 quarters.

Horizon Bancorp, Inc. (HBNC) Historical ROE (quarterly & annually)

How has HBNC ROE performed in the past?

The mean historical ROE of Horizon Bancorp, Inc. over the last ten years is 8.72%. The current -25.18% ROE has changed -388.87% with respect to the historical average. Over the past ten years (40 quarters), HBNC's ROE was at its highest in in the June 2022 quarter at 3.78%. The ROE was at its lowest in in the September 2025 quarter at -33.60%.

Quarterly (TTM)
Annual

Average

8.72%

Median

8.80%

Minimum

3.89%

Maximum

13.79%

Horizon Bancorp, Inc. (HBNC) ROE by Quarter and Year

Discovering the peaks and valleys of Horizon Bancorp, Inc. ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 49.01%

Maximum Annual ROE = 13.79%

Minimum Annual Increase = -71.77%

Minimum Annual ROE = 3.89%

Quarterly (TTM)
Annual
YearROEChange
20244.64%19.19%
20233.89%-71.77%
202213.79%14.51%
202112.04%21.69%
20209.90%-2.44%
201910.14%-6.05%
201810.80%49.01%
20177.25%3.28%
20167.02%-8.91%
20157.70%-17.29%

Horizon Bancorp, Inc. (HBNC) Average ROE

How has HBNC ROE performed in the past?

The current ROE of Horizon Bancorp, Inc. (HBNC) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

7.44%

5-year avg

8.85%

10-year avg

8.72%

Horizon Bancorp, Inc. (HBNC) ROE vs. Peers

How is HBNC’s ROE compared to its peers?

Horizon Bancorp, Inc.’s ROE is less than TrustCo Bank Corp NY (8.27%), less than Metropolitan Bank Holding Corp. (8.71%), less than HomeTrust Bancshares, Inc. (11.09%), less than NB Bancorp, Inc. Common Stock (7.82%), less than Mercantile Bank Corporation (13.79%), less than Amerant Bancorp Inc. (7.73%), less than Northeast Bank (19.77%), less than CNB Financial Corporation (7.00%), less than Capital City Bank Group, Inc. (11.75%), less than Five Star Bancorp (13.88%),

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