PBHC
Price:
$16.87
Market Cap:
$104.25M
Pathfinder Bancorp, Inc. serves as the holding company for Pathfinder Bank, delivering a broad spectrum of banking and financial solutions primarily across Oswego and Onondaga Counties in New York. The institution gathers deposits through various accounts, including checking, savings, money market, certificates of deposit, and both demand and time deposit options. Its loan portfolio is extensive, featuring commercial and residential real estate loans, construction financing, and specific offerings like tax-exempt and municipal loans. Consumer lending is also robust, encompassing auto and recreational vehicle loans, unsecured personal loans, unsecured lines of credit, and loans secured by dep...[Read more]
Industry
Banks - Regional
IPO Date
1995-11-16
Stock Exchange
NASDAQ
Ticker
PBHC
According to Pathfinder Bancorp, Inc.’s latest financial reports and current stock price. The company's current ROE is -3.21%. This represents a change of 283.20% compared to the average of -0.84% of the last 4 quarters.
The mean historical ROE of Pathfinder Bancorp, Inc. over the last ten years is 6.01%. The current -3.21% ROE has changed -153.47% with respect to the historical average. Over the past ten years (40 quarters), PBHC's ROE was at its highest in in the December 2021 quarter at 3.52%. The ROE was at its lowest in in the December 2025 quarter at -5.83%.
Average
6.01%
Median
5.97%
Minimum
-2.82%
Maximum
11.65%
Discovering the peaks and valleys of Pathfinder Bancorp, Inc. ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.
Maximum Annual Increase = 57.75%
Maximum Annual ROE = 11.65%
Minimum Annual Increase = -201.44%
Minimum Annual ROE = -2.82%
| Year | ROE | Change |
|---|---|---|
| 2025 | -2.82% | -201.44% |
| 2024 | 2.78% | -64.19% |
| 2023 | 7.78% | -33.25% |
| 2022 | 11.65% | 3.57% |
| 2021 | 11.25% | 57.75% |
| 2020 | 7.13% | 50.82% |
| 2019 | 4.73% | -24.67% |
| 2018 | 6.28% | 10.98% |
| 2017 | 5.66% | 0.13% |
| 2016 | 5.65% | 38.43% |
The current ROE of Pathfinder Bancorp, Inc. (PBHC) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages
3-year avg
2.58%
5-year avg
6.13%
10-year avg
6.01%
Pathfinder Bancorp, Inc.’s ROE is less than Lake Shore Bancorp, Inc. (6.30%), less than Auburn National Bancorporation, Inc. (8.78%), less than IF Bancorp, Inc. (6.22%), greater than CFSB Bancorp, Inc. (-0.34%), less than Winchester Bancorp, Inc. Common Stock (1.93%), less than Provident Financial Holdings, Inc. (4.77%), less than Fifth District Savings Bank (3.37%), less than DT Cloud Star Acquisition Corporation (3.15%), less than United Bancorp, Inc. (11.80%), less than Magyar Bancorp, Inc. (9.28%),
| Company | ROE | Market cap |
|---|---|---|
| 6.30% | $136.81M | |
| 8.78% | $88.73M | |
| 6.22% | $88.98M | |
| -0.34% | $93.32M | |
| 1.93% | $118.28M | |
| 4.77% | $105.31M | |
| 3.37% | $84.19M | |
| 3.15% | $100.85M | |
| 11.80% | $92.44M | |
| 9.28% | $117.30M |
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