Start with its own history
At 1676.00×, PBHC is 10004.6% above its 9-observation annual average. A lower multiple can reflect a lower price, higher earnings, or weaker growth expectations—not necessarily a bargain.
NASDAQ · PBHCBanks - RegionalUpdated Nov 4, 2026
Pathfinder Bancorp, Inc. P/E ratio
Current valuation, historical context, and peer comparisons.
Current P/E ratio
1676.00×
10004.6% abovethe 9-observation annual average
Share price16.76
÷Earnings per share0.01
Price and EPS in quote currency. Calculation details
Investors are paying 1676.00 for every 1 of reported earnings per share.
P/E over time
2016 – 2025
Annual P/ESelected-period average 16.59×
3-year average25.47×2 positive annual observations
5-year average17.06×4 positive annual observations
10-year average16.59×9 positive annual observations
Peer median · TTM20.58×7 peers with positive P/E
Historical P/E ratios
Annual period-end data · 25 observations
| Period end | P/E | Change |
|---|---|---|
| Dec 31, 2025 | N/M | N/M |
| Dec 31, 2024 | 41.67× | +349.1% |
| Dec 31, 2023 | 9.28× | +3.3% |
| Dec 31, 2022 | 8.99× | +8.3% |
| Dec 31, 2021 | 8.29× | -14.0% |
| Dec 31, 2020 | 9.65× | -44.5% |
| Dec 31, 2019 | 17.38× | +7.6% |
| Dec 31, 2018 | 16.14× | -22.4% |
View all 25 annual observations +
| Period end | P/E | Change |
|---|---|---|
| Dec 31, 2017 | 20.81× | +21.9% |
| Dec 31, 2016 | 17.08× | -11.3% |
| Dec 31, 2015 | 19.25× | +25.7% |
| Dec 31, 2014 | 15.31× | +8.3% |
| Dec 31, 2013 | 14.14× | +19.9% |
| Dec 31, 2012 | 11.79× | -30.2% |
| Dec 31, 2011 | 16.91× | +63.8% |
| Dec 31, 2010 | 10.32× | +12.3% |
| Dec 31, 2009 | 9.19× | -77.9% |
| Dec 31, 2008 | 41.60× | +80.6% |
| Dec 31, 2007 | 23.04× | -27.2% |
| Dec 31, 2006 | 31.64× | -52.1% |
| Dec 31, 2005 | 66.08× | +128.8% |
| Dec 31, 2004 | 28.89× | +6.2% |
| Dec 31, 2003 | 27.20× | -17.8% |
| Dec 31, 2002 | 33.07× | +57.1% |
| Dec 31, 2001 | 21.05× | N/M |
Change is relative to the preceding observation. N/M values are excluded from averages.
How PBHC compares
Company P/E vs. peer trailing-12-month ratios
| Company | P/E ratio |
|---|---|
 PBHC This stockPathfinder Bancorp, Inc. | 1676.00× |
 LSBKLake Shore Bancorp, Inc. | 16.95× |
 AUBNAuburn National Bancorporation, Inc. | 10.40× |
 IROQIF Bancorp, Inc. | 20.58× |
 CFSBCFSB Bancorp, Inc. | N/M |
 WSBKWinchester Bancorp, Inc. Common Stock | 25.74× |
 PROVProvident Financial Holdings, Inc. | 17.84× |
 FDSBFifth District Savings Bank | 57.04× |
 DTSQDT Cloud Star Acquisition Corporation | 84.10× |
Peers are selected by the data provider. Business models and earnings definitions can differ.
Put the numbers in context
What does PBHC’s P/E tell you?
Compare like with like
The median of the 7 positive peer ratios above is 20.58×. Check growth, margins, debt, and earnings quality before interpreting the gap. A faster-growing business may justify a higher multiple.
Check what drives earnings
One-off gains can temporarily lower P/E; unusual charges can raise it. Reported earnings and forward estimates answer different questions. Pair this view with return on equity and liquidity for a fuller picture.
Keep your research connected
Take PBHC into your spreadsheet
Pull historical P/E into Excel or Google Sheets with Wisesheets. Build your own comparisons alongside the rest of your financial model.
Explore WisesheetsQuarterly P/E · latest quarterLQ selects the latest reported quarter. Requires the Wisesheets add-in. See available data
=WISE("PBHC", "PE Ratio", "LQ")Sources & calculation methodology
Current P/E
Share price 16.76 ÷ EPS 0.01 = 1676.00×. Data is supplied by Financial Modeling Prep through Wisesheets. Quote feed updated Nov 4, 2026; this is not a real-time trading quote.
History & averages
Annual and quarterly P/E observations are provided separately from the current quote. Averages use the latest 3, 5, or 10 annual observations, excluding missing and nonpositive ratios. Pre-IPO observations are omitted. These are period-end observations, not daily averages.
Data definitions and limitations
The current quote feed does not specify the exact EPS filing-period end or whether EPS is basic or diluted. We do not label it as forward P/E. Peer ratios are explicitly trailing-12-month (TTM) values. Historical observations do not include independently verified price and EPS inputs. Sources may update on different schedules; rounded inputs can produce small calculation differences. Historical comparisons describe past pricing, not an estimate of fair value.
PBHC P/E ratio: common questions
The essentials behind the numbers.
Pathfinder Bancorp, Inc.'s current P/E is 1676.00× based on the quote data last updated Nov 4, 2026. It represents the share price divided by reported earnings per share. Prices and earnings may refresh on different schedules.
Annual P/E uses earnings for a completed fiscal year. Trailing-12-month (TTM) P/E uses the latest four quarters, while forward P/E uses forecast earnings. These are not interchangeable. This page labels peer ratios as TTM and shows dated annual or quarterly historical observations; it does not show forward estimates.
N/M means not meaningful: the feed has no positive P/E for that observation. Negative or zero earnings should not be ranked as a low positive valuation multiple. N/M observations are excluded from the averages shown above.
Divide the share price by earnings per share (EPS). For example, a share price of 100 and EPS of 5 gives a P/E of 20×. This page uses the price and EPS supplied together in the quote when both are positive.
Price timestamps, EPS definitions, share classes, adjustments, and fiscal periods can differ. A forward P/E also uses forecast earnings rather than reported earnings. Compare the inputs and as-of dates before comparing two displayed ratios.
Not necessarily. The average describes previous market pricing, not fair value. Changes in earnings quality, growth expectations, debt, accounting, and business risk can justify a different multiple today.