Pathfinder Bancorp, Inc.

Pathfinder Bancorp, Inc.verified

PBHC

Price:

$14.1

Market Cap:

$86.58M

Pathfinder Bancorp, Inc. operates as a holding company for Pathfinder Bank that provides various banking and financial products and services primarily in Oswego and Onondaga Counties, New York. The company accepts various deposits, including checking, savings, and money market deposit accounts, as well as certificates of deposit, and demand and time deposits. Its loan portfolio comprises commercial real estate loans; commercial loans; residential real estate and construction loans; tax-exempt loans; home equity loans and junior liens; municipal loans; and consumer loans comprising automobile, recreational vehicles, and unsecured personal loans, as well as unsecured lines of credit and loans ...[Read more]

Industry

Banks - Regional

IPO Date

1995-11-16

Stock Exchange

NASDAQ

Ticker

PBHC

The PE Ratio as of December 2025 (TTM) for Pathfinder Bancorp, Inc. (PBHC) is 11.75

According to Pathfinder Bancorp, Inc.’s latest financial reports and current stock price. The company's current PE Ratio is 11.75. This represents a change of -92.11% compared to the average of 148.90 of the last 4 quarters.

Pathfinder Bancorp, Inc. (PBHC) Historical PE Ratio (quarterly & annually)

How has PBHC PE Ratio performed in the past?

The mean historical PE Ratio of Pathfinder Bancorp, Inc. over the last ten years is 14.30. The current 11.75 PE Ratio has changed 8.12% with respect to the historical average. Over the past ten years (40 quarters), PBHC's PE Ratio was at its highest in in the June 2025 quarter at 588.73. The PE Ratio was at its lowest in in the September 2025 quarter at -4.98.

Quarterly (TTM)
Annual

Average

14.30

Median

15.36

Minimum

6.20

Maximum

31.52

Pathfinder Bancorp, Inc. (PBHC) PE Ratio by Quarter and Year

Discovering the peaks and valleys of Pathfinder Bancorp, Inc. PE Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 349.39%

Maximum Annual PE Ratio = 31.52

Minimum Annual Increase = -48.42%

Minimum Annual PE Ratio = 6.20

Quarterly (TTM)
Annual
YearPE RatioChange
202431.52349.39%
20237.013.96%
20226.758.88%
20216.20-17.21%
20207.48-48.42%
201914.51-10.45%
201816.20-10.00%
201718.006.38%
201616.92-8.08%
201518.4124.09%

Pathfinder Bancorp, Inc. (PBHC) Average PE Ratio

How has PBHC PE Ratio performed in the past?

The current PE Ratio of Pathfinder Bancorp, Inc. (PBHC) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

15.10

5-year avg

11.79

10-year avg

14.30

Pathfinder Bancorp, Inc. (PBHC) PE Ratio vs. Peers

How is PBHC’s PE Ratio compared to its peers?

Pathfinder Bancorp, Inc.’s PE Ratio is less than Lake Shore Bancorp, Inc. (16.98), greater than Auburn National Bancorporation, Inc. (11.73), less than IF Bancorp, Inc. (16.85), greater than CFSB Bancorp, Inc. (-22234.72), less than Winchester Bancorp, Inc. Common Stock (119.53), less than Provident Financial Holdings, Inc. (16.39), less than Fifth District Savings Bank (19.16), less than DT Cloud Star Acquisition Corporation (28.87), greater than United Bancorp, Inc. (9.76), greater than Magyar Bancorp, Inc. (10.70),

Build a custom stock screener for Pathfinder Bancorp, Inc. (PBHC) and other stocks

One of the best ways to find valuable stocks to invest in is to build a custom made screener in your Excel or Google Sheets spreadsheet. This allows you to compare thousands of companies like Pathfinder Bancorp, Inc. using the financials and key metrics that matter to you in a single view.

The easiest way to set this up is to use the Wisesheets add-on and set your spreadsheet like this:

Custom stock screener in Wisesheets

Covering all these metrics from financial, data, dividend data, key metrics and more you can get all the data you want for over 50+ exchanges worldwide.

Get your free trial here.

Pathfinder Bancorp, Inc. (PBHC) and other stocks custom spreadsheet templates

The easiest way to analyze a company like Pathfinder Bancorp, Inc. or any others is to create a spreadsheet model that automatically retrieves all of the stock data you need.

Using Wisesheets you can set up a spreadsheet model like this with simple spreadsheet formulas. If you change the ticker you can get all of the data automatically updated for you.

Custom stock templates in Wisesheets

Whether you need live data, historical price data, financials, dividend data, key metrics, analyst estimates, or anything else...Wisesheets has you covered.

Frequently asked questions❓

What is the PE Ratio?

How can you use the PE Ratio?

What is Pathfinder Bancorp, Inc.'s PE Ratio?

How is the PE Ratio calculated for Pathfinder Bancorp, Inc. (PBHC)?

What is the highest PE Ratio for Pathfinder Bancorp, Inc. (PBHC)?

What is the 3-year average PE Ratio for Pathfinder Bancorp, Inc. (PBHC)?

What is the 5-year average PE Ratio for Pathfinder Bancorp, Inc. (PBHC)?

How does the current PE Ratio for Pathfinder Bancorp, Inc. (PBHC) compare to its historical average?