United Bancorp, Inc.

United Bancorp, Inc.verified

UBCP

Price:

$13.4652

Market Cap:

$77.75M

United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. It accepts demand, savings, and time deposits, as well as grants commercial, commercial and residential real estate, and consumer loans. As of December 31, 2021, the company operated through a network of banking offices in Athens, Belmont, Carroll, Fairfield, Harrison, Jefferson, and Tuscarawas Counties in Ohio, as well as Marshall and Ohio Counties in West Virginia and the surrounding localities; and a loan production office in Wheeling, West Virginia. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio.

Industry

Banks - Regional

IPO Date

1993-03-02

Stock Exchange

NASDAQ

Ticker

UBCP

The PE Ratio as of December 2025 (TTM) for United Bancorp, Inc. (UBCP) is 10.28

According to United Bancorp, Inc.’s latest financial reports and current stock price. The company's current PE Ratio is 10.28. This represents a change of 2.42% compared to the average of 10.04 of the last 4 quarters.

United Bancorp, Inc. (UBCP) Historical PE Ratio (quarterly & annually)

How has UBCP PE Ratio performed in the past?

The mean historical PE Ratio of United Bancorp, Inc. over the last ten years is 12.20. The current 10.28 PE Ratio has changed 8.32% with respect to the historical average. Over the past ten years (40 quarters), UBCP's PE Ratio was at its highest in in the December 2018 quarter at 26.13. The PE Ratio was at its lowest in in the September 2023 quarter at 6.63.

Quarterly (TTM)
Annual

Average

12.20

Median

10.67

Minimum

7.88

Maximum

18.62

United Bancorp, Inc. (UBCP) PE Ratio by Quarter and Year

Discovering the peaks and valleys of United Bancorp, Inc. PE Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 28.11%

Maximum Annual PE Ratio = 18.62

Minimum Annual Increase = -28.99%

Minimum Annual PE Ratio = 7.88

Quarterly (TTM)
Annual
YearPE RatioChange
20249.7323.52%
20237.88-15.52%
20229.32-3.43%
20219.666.74%
20209.05-22.04%
201911.60-12.22%
201813.22-28.99%
201718.620.59%
201618.5128.11%
201514.45-2.07%

United Bancorp, Inc. (UBCP) Average PE Ratio

How has UBCP PE Ratio performed in the past?

The current PE Ratio of United Bancorp, Inc. (UBCP) is greater than its 3-year, greater than its 5-year, and less than than its 10-year historical averages

3-year avg

8.98

5-year avg

9.13

10-year avg

12.20

United Bancorp, Inc. (UBCP) PE Ratio vs. Peers

How is UBCP’s PE Ratio compared to its peers?

United Bancorp, Inc.’s PE Ratio is greater than Bank of the James Financial Group, Inc. (10.17), less than First US Bancshares, Inc. (14.44), less than Fifth District Savings Bank (19.16), less than IF Bancorp, Inc. (16.85), greater than First Northwest Bancorp (-12.03), greater than Summit State Bank (-53.04), less than Auburn National Bancorporation, Inc. (11.73), greater than Pathward Financial, Inc. (9.05), greater than Hennessy Advisors, Inc. (8.22), greater than AmeriServ Financial, Inc. (10.06),

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