Bank of the James Financial Group, Inc.

Bank of the James Financial Group, Inc.verified

BOTJ

Price:

$17.725

Market Cap:

$80.53M

Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the Unites States. It offers checking, savings, individual retirement, and health care saving accounts, as well as other time deposits, including money market accounts and certificates of deposit. The company also offers loans to small- and medium-sized businesses for the purchases of equipment, facilities upgrades, inventory acquisition, and various working capital purposes; commercial and residential construction and development loa...[Read more]

Industry

Banks - Regional

IPO Date

2000-08-10

Stock Exchange

NASDAQ

Ticker

BOTJ

The PE Ratio as of December 2025 (TTM) for Bank of the James Financial Group, Inc. (BOTJ) is 10.13

According to Bank of the James Financial Group, Inc.’s latest financial reports and current stock price. The company's current PE Ratio is 10.13. This represents a change of -6.68% compared to the average of 10.86 of the last 4 quarters.

Bank of the James Financial Group, Inc. (BOTJ) Historical PE Ratio (quarterly & annually)

How has BOTJ PE Ratio performed in the past?

The mean historical PE Ratio of Bank of the James Financial Group, Inc. over the last ten years is 11.93. The current 10.13 PE Ratio has changed 8.39% with respect to the historical average. Over the past ten years (40 quarters), BOTJ's PE Ratio was at its highest in in the December 2016 quarter at 56.67. The PE Ratio was at its lowest in in the June 2023 quarter at 4.08.

Quarterly (TTM)
Annual

Average

11.93

Median

10.65

Minimum

6.25

Maximum

22.37

Bank of the James Financial Group, Inc. (BOTJ) PE Ratio by Quarter and Year

Discovering the peaks and valleys of Bank of the James Financial Group, Inc. PE Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 67.25%

Maximum Annual PE Ratio = 22.37

Minimum Annual Increase = -52.00%

Minimum Annual PE Ratio = 6.25

Quarterly (TTM)
Annual
YearPE RatioChange
20249.0841.70%
20236.402.55%
20226.25-35.43%
20219.67-8.48%
202010.57-11.33%
201911.9211.01%
201810.74-52.00%
201722.3710.66%
201620.2167.25%
201512.0819.03%

Bank of the James Financial Group, Inc. (BOTJ) Average PE Ratio

How has BOTJ PE Ratio performed in the past?

The current PE Ratio of Bank of the James Financial Group, Inc. (BOTJ) is greater than its 3-year, greater than its 5-year, and less than than its 10-year historical averages

3-year avg

7.24

5-year avg

8.39

10-year avg

11.93

Bank of the James Financial Group, Inc. (BOTJ) PE Ratio vs. Peers

How is BOTJ’s PE Ratio compared to its peers?

Bank of the James Financial Group, Inc.’s PE Ratio is greater than United Bancorp, Inc. (9.76), less than First US Bancshares, Inc. (14.44), less than Fifth District Savings Bank (19.16), greater than Summit State Bank (-53.04), less than IF Bancorp, Inc. (16.85), greater than First Northwest Bancorp (-12.03), greater than Pathward Financial, Inc. (9.05), less than Auburn National Bancorporation, Inc. (11.73), less than Home Federal Bancorp, Inc. of Louisiana (10.58), greater than Hennessy Advisors, Inc. (8.22),

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