Bank of the James Financial Group, Inc.

Bank of the James Financial Group, Inc.verified

BOTJ

Price:

$17.725

Market Cap:

$80.53M

Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the Unites States. It offers checking, savings, individual retirement, and health care saving accounts, as well as other time deposits, including money market accounts and certificates of deposit. The company also offers loans to small- and medium-sized businesses for the purchases of equipment, facilities upgrades, inventory acquisition, and various working capital purposes; commercial and residential construction and development loa...[Read more]

Industry

Banks - Regional

IPO Date

2000-08-10

Stock Exchange

NASDAQ

Ticker

BOTJ

The ROE as of December 2025 (TTM) for Bank of the James Financial Group, Inc. (BOTJ) is 11.23%

According to Bank of the James Financial Group, Inc.’s latest financial reports and current stock price. The company's current ROE is 11.23%. This represents a change of 305.76% compared to the average of 2.77% of the last 4 quarters.

Bank of the James Financial Group, Inc. (BOTJ) Historical ROE (quarterly & annually)

How has BOTJ ROE performed in the past?

The mean historical ROE of Bank of the James Financial Group, Inc. over the last ten years is 10.17%. The current 11.23% ROE has changed 10.51% with respect to the historical average. Over the past ten years (40 quarters), BOTJ's ROE was at its highest in in the September 2022 quarter at 5.32%. The ROE was at its lowest in in the December 2016 quarter at 0.59%.

Quarterly (TTM)
Annual

Average

10.17%

Median

9.36%

Minimum

5.66%

Maximum

17.84%

Bank of the James Financial Group, Inc. (BOTJ) ROE by Quarter and Year

Discovering the peaks and valleys of Bank of the James Financial Group, Inc. ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 70.01%

Maximum Annual ROE = 17.84%

Minimum Annual Increase = -21.95%

Minimum Annual ROE = 5.66%

Quarterly (TTM)
Annual
YearROEChange
202412.25%-15.52%
202314.50%-18.73%
202217.84%63.19%
202110.93%46.47%
20207.46%-18.05%
20199.11%-5.29%
20189.62%70.01%
20175.66%-14.94%
20166.65%-13.20%
20157.66%-21.95%

Bank of the James Financial Group, Inc. (BOTJ) Average ROE

How has BOTJ ROE performed in the past?

The current ROE of Bank of the James Financial Group, Inc. (BOTJ) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

14.86%

5-year avg

12.59%

10-year avg

10.17%

Bank of the James Financial Group, Inc. (BOTJ) ROE vs. Peers

How is BOTJ’s ROE compared to its peers?

Bank of the James Financial Group, Inc.’s ROE is less than United Bancorp, Inc. (16.46%), less than First US Bancshares, Inc. (5.49%), less than Fifth District Savings Bank (2.88%), greater than Summit State Bank (-1.46%), less than IF Bancorp, Inc. (6.42%), greater than First Northwest Bancorp (-4.88%), less than Pathward Financial, Inc. (22.74%), less than Auburn National Bancorporation, Inc. (8.62%), less than Home Federal Bancorp, Inc. of Louisiana (8.25%), less than Hennessy Advisors, Inc. (10.41%),

Build a custom stock screener for Bank of the James Financial Group, Inc. (BOTJ) and other stocks

One of the best ways to find valuable stocks to invest in is to build a custom made screener in your Excel or Google Sheets spreadsheet. This allows you to compare thousands of companies like Bank of the James Financial Group, Inc. using the financials and key metrics that matter to you in a single view.

The easiest way to set this up is to use the Wisesheets add-on and set your spreadsheet like this:

Custom stock screener in Wisesheets

Covering all these metrics from financial, data, dividend data, key metrics and more you can get all the data you want for over 50+ exchanges worldwide.

Get your free trial here.

Bank of the James Financial Group, Inc. (BOTJ) and other stocks custom spreadsheet templates

The easiest way to analyze a company like Bank of the James Financial Group, Inc. or any others is to create a spreadsheet model that automatically retrieves all of the stock data you need.

Using Wisesheets you can set up a spreadsheet model like this with simple spreadsheet formulas. If you change the ticker you can get all of the data automatically updated for you.

Custom stock templates in Wisesheets

Whether you need live data, historical price data, financials, dividend data, key metrics, analyst estimates, or anything else...Wisesheets has you covered.

Frequently asked questions❓

What is the ROE?

How can you use the ROE?

What is Bank of the James Financial Group, Inc.'s ROE?

How is the ROE calculated for Bank of the James Financial Group, Inc. (BOTJ)?

What is the highest ROE for Bank of the James Financial Group, Inc. (BOTJ)?

What is the 3-year average ROE for Bank of the James Financial Group, Inc. (BOTJ)?

What is the 5-year average ROE for Bank of the James Financial Group, Inc. (BOTJ)?

How does the current ROE for Bank of the James Financial Group, Inc. (BOTJ) compare to its historical average?