Bank of the James Financial Group, Inc.

Bank of the James Financial Group, Inc.verified

BOTJ

Price:

$24.76

Market Cap:

$112.49M

Bank of the James Financial Group, Inc. serves as the holding company for Bank of the James, which delivers a full spectrum of retail and commercial banking services. Its clientele spans individuals, businesses, various organizations and associations, and government entities across Virginia, within the United States. The institution offers a diverse range of deposit products, including checking, savings, individual retirement (IRA), and health savings accounts (HSA), as well as time deposits like money market accounts and certificates of deposit. On the lending front, the company provides credit facilities to small and medium-sized businesses for acquiring equipment, upgrading facilities, pu...[Read more]

Industry

Banks - Regional

IPO Date

2000-08-10

Stock Exchange

NASDAQ

Ticker

BOTJ

The ROE as of June 2026 (TTM) for Bank of the James Financial Group, Inc. (BOTJ) is 14.13%

According to Bank of the James Financial Group, Inc.’s latest financial reports and current stock price. The company's current ROE is 14.13%. This represents a change of 299.19% compared to the average of 3.54% of the last 4 quarters.

Bank of the James Financial Group, Inc. (BOTJ) Historical ROE (quarterly & annually)

How has BOTJ ROE performed in the past?

The mean historical ROE of Bank of the James Financial Group, Inc. over the last ten years is 10.53%. The current 14.13% ROE has changed 34.25% with respect to the historical average. Over the past ten years (40 quarters), BOTJ's ROE was at its highest in in the September 2022 quarter at 5.32%. The ROE was at its lowest in in the December 2016 quarter at 0.59%.

Quarterly (TTM)
Annual

Average

10.53%

Median

10.27%

Minimum

5.66%

Maximum

17.84%

Bank of the James Financial Group, Inc. (BOTJ) ROE by Quarter and Year

Discovering the peaks and valleys of Bank of the James Financial Group, Inc. ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 70.01%

Maximum Annual ROE = 17.84%

Minimum Annual Increase = -18.73%

Minimum Annual ROE = 5.66%

Quarterly (TTM)
Annual
YearROEChange
202511.27%-7.97%
202412.25%-15.52%
202314.50%-18.73%
202217.84%63.19%
202110.93%46.47%
20207.46%-18.19%
20199.12%-5.13%
20189.62%70.01%
20175.66%-14.94%
20166.65%-13.20%

Bank of the James Financial Group, Inc. (BOTJ) Average ROE

How has BOTJ ROE performed in the past?

The current ROE of Bank of the James Financial Group, Inc. (BOTJ) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

12.67%

5-year avg

13.36%

10-year avg

10.53%

Bank of the James Financial Group, Inc. (BOTJ) ROE vs. Peers

How is BOTJ’s ROE compared to its peers?

Bank of the James Financial Group, Inc.’s ROE is less than United Bancorp, Inc. (11.80%), less than First US Bancshares, Inc. (5.92%), less than Fifth District Savings Bank (3.37%), less than Summit State Bank (5.95%), less than IF Bancorp, Inc. (6.22%), less than First Northwest Bancorp (3.14%), less than Pathward Financial, Inc. (22.34%), less than Auburn National Bancorporation, Inc. (8.78%), less than Home Federal Bancorp, Inc. of Louisiana (10.42%), less than Hennessy Advisors, Inc. (8.53%),

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