Summit State Bank

Summit State Bankverified

SSBI

Price:

$11.13

Market Cap:

$74.78M

Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, such as professional, small business packaged, tiered, individual retirement, and other retirement plan accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and construction loans; home equity lines of credit; and lines of credit, term, and equipment loans, as well as loans to agricul...[Read more]

Industry

Banks - Regional

IPO Date

2006-07-14

Stock Exchange

NASDAQ

Ticker

SSBI

The ROE as of December 2025 (TTM) for Summit State Bank (SSBI) is -1.46%

According to Summit State Bank’s latest financial reports and current stock price. The company's current ROE is -1.46%. This represents a change of 116.46% compared to the average of -0.68% of the last 4 quarters.

Summit State Bank (SSBI) Historical ROE (quarterly & annually)

How has SSBI ROE performed in the past?

The mean historical ROE of Summit State Bank over the last ten years is 10.06%. The current -1.46% ROE has changed -114.56% with respect to the historical average. Over the past ten years (40 quarters), SSBI's ROE was at its highest in in the June 2022 quarter at 5.32%. The ROE was at its lowest in in the December 2024 quarter at -7.79%.

Quarterly (TTM)
Annual

Average

10.06%

Median

10.07%

Minimum

-4.57%

Maximum

19.16%

Summit State Bank (SSBI) ROE by Quarter and Year

Discovering the peaks and valleys of Summit State Bank ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 71.70%

Maximum Annual ROE = 19.16%

Minimum Annual Increase = -141.26%

Minimum Annual ROE = -4.57%

Quarterly (TTM)
Annual
YearROEChange
2024-4.57%-141.26%
202311.08%-42.18%
202219.16%9.88%
202117.44%25.41%
202013.91%44.59%
20199.62%1.54%
20189.47%71.70%
20175.52%-34.89%
20168.47%-19.45%
201510.52%29.60%

Summit State Bank (SSBI) Average ROE

How has SSBI ROE performed in the past?

The current ROE of Summit State Bank (SSBI) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

8.56%

5-year avg

11.40%

10-year avg

10.06%

Summit State Bank (SSBI) ROE vs. Peers

How is SSBI’s ROE compared to its peers?

Summit State Bank’s ROE is less than Bank of the James Financial Group, Inc. (11.23%), less than Fifth District Savings Bank (2.88%), less than First US Bancshares, Inc. (5.49%), less than United Bancorp, Inc. (16.46%), greater than First Northwest Bancorp (-4.88%), less than IF Bancorp, Inc. (6.42%), less than Broadway Financial Corporation (0.22%), greater than NSTS Bancorp, Inc. (-0.73%), less than Pathward Financial, Inc. (22.74%), greater than First Seacoast Bancorp (-3.50%),

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