United Bancorp, Inc.

United Bancorp, Inc.verified

UBCP

Price:

$13.4652

Market Cap:

$77.75M

United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. It accepts demand, savings, and time deposits, as well as grants commercial, commercial and residential real estate, and consumer loans. As of December 31, 2021, the company operated through a network of banking offices in Athens, Belmont, Carroll, Fairfield, Harrison, Jefferson, and Tuscarawas Counties in Ohio, as well as Marshall and Ohio Counties in West Virginia and the surrounding localities; and a loan production office in Wheeling, West Virginia. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio.

Industry

Banks - Regional

IPO Date

1993-03-02

Stock Exchange

NASDAQ

Ticker

UBCP

The Current Ratio as of December 2025 (TTM) for United Bancorp, Inc. (UBCP) is 0.03

According to United Bancorp, Inc.’s latest financial reports and current stock price. The company's current Current Ratio is 0.03. This represents a change of -85.68% compared to the average of 0.18 of the last 4 quarters.

United Bancorp, Inc. (UBCP) Historical Current Ratio (quarterly & annually)

How has UBCP Current Ratio performed in the past?

The mean historical Current Ratio of United Bancorp, Inc. over the last ten years is 0.27. The current 0.03 Current Ratio has changed 822.24% with respect to the historical average. Over the past ten years (40 quarters), UBCP's Current Ratio was at its highest in in the March 2023 quarter at 0.49. The Current Ratio was at its lowest in in the September 2025 quarter at 0.03.

Quarterly (TTM)
Annual

Average

0.27

Median

0.31

Minimum

0.14

Maximum

0.37

United Bancorp, Inc. (UBCP) Current Ratio by Quarter and Year

Discovering the peaks and valleys of United Bancorp, Inc. Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 88.87%

Maximum Annual Current Ratio = 0.37

Minimum Annual Increase = -32.92%

Minimum Annual Current Ratio = 0.14

Quarterly (TTM)
Annual
YearCurrent RatioChange
20240.22-32.92%
20230.33-11.06%
20220.370.91%
20210.374.10%
20200.35-3.68%
20190.3731.19%
20180.2888.87%
20170.151.06%
20160.154.60%
20150.14-19.81%

United Bancorp, Inc. (UBCP) Average Current Ratio

How has UBCP Current Ratio performed in the past?

The current Current Ratio of United Bancorp, Inc. (UBCP) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

0.31

5-year avg

0.33

10-year avg

0.27

United Bancorp, Inc. (UBCP) Current Ratio vs. Peers

How is UBCP’s Current Ratio compared to its peers?

United Bancorp, Inc.’s Current Ratio is greater than Bank of the James Financial Group, Inc. (0), less than First US Bancshares, Inc. (8.93), greater than Fifth District Savings Bank (0), greater than IF Bancorp, Inc. (0.00), greater than First Northwest Bancorp (0), less than Summit State Bank (0.15), less than Auburn National Bancorporation, Inc. (0.14), less than Pathward Financial, Inc. (165.21), less than Hennessy Advisors, Inc. (12.72), less than AmeriServ Financial, Inc. (0.06),

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