United Bancorp, Inc.

United Bancorp, Inc. - Current Ratioverified

UBCP

Price:

$15.99

Market Cap:

$92.44M

United Bancorp, Inc. acts as the parent organization for Unified Bank, which delivers a comprehensive range of commercial and individual banking solutions, with a primary focus on Ohio. The bank facilitates various deposit options, including checking, savings, and certificates of deposit, and extends credit for business ventures, residential and commercial property acquisitions, and personal needs. As of December 31, 2021, its operational reach included a network of branch offices across Ohio's Athens, Belmont, Carroll, Fairfield, Harrison, Jefferson, and Tuscarawas Counties, as well as Marshall and Ohio Counties in West Virginia and adjacent territories. A dedicated loan origination office ...[Read more]

Industry

Banks - Regional

IPO Date

1993-03-02

Stock Exchange

NASDAQ

Ticker

UBCP

The Current Ratio as of June 2026 (TTM) for United Bancorp, Inc. (UBCP) is 0.33

According to United Bancorp, Inc.’s latest financial reports and current stock price. The company's current Current Ratio is 0.33. This represents a change of 33.20% compared to the average of 0.25 of the last 4 quarters.

United Bancorp, Inc. (UBCP) Historical Current Ratio (quarterly & annually)

How has UBCP Current Ratio performed in the past?

The mean historical Current Ratio of United Bancorp, Inc. over the last ten years is 0.28. The current 0.33 Current Ratio has changed 11.40% with respect to the historical average. Over the past ten years (40 quarters), UBCP's Current Ratio was at its highest in in the March 2023 quarter at 0.49. The Current Ratio was at its lowest in in the September 2025 quarter at 0.00.

Quarterly (TTM)
Annual

Average

0.28

Median

0.31

Minimum

0.15

Maximum

0.37

United Bancorp, Inc. (UBCP) Current Ratio by Quarter and Year

Discovering the peaks and valleys of United Bancorp, Inc. Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 88.87%

Maximum Annual Current Ratio = 0.37

Minimum Annual Increase = -32.92%

Minimum Annual Current Ratio = 0.15

Quarterly (TTM)
Annual
YearCurrent RatioChange
20250.2510.86%
20240.22-32.92%
20230.33-11.06%
20220.370.91%
20210.374.10%
20200.35-3.68%
20190.3731.19%
20180.2888.87%
20170.151.06%
20160.154.60%

United Bancorp, Inc. (UBCP) Average Current Ratio

How has UBCP Current Ratio performed in the past?

The current Current Ratio of United Bancorp, Inc. (UBCP) is greater than its 3-year, greater than its 5-year, and greater than its 10-year historical averages

3-year avg

0.27

5-year avg

0.31

10-year avg

0.28

United Bancorp, Inc. (UBCP) Current Ratio vs. Peers

How is UBCP’s Current Ratio compared to its peers?

United Bancorp, Inc.’s Current Ratio is greater than Bank of the James Financial Group, Inc. (0.03), greater than First US Bancshares, Inc. (0.08), greater than Fifth District Savings Bank (0.06), less than IF Bancorp, Inc. (11.55), greater than First Northwest Bancorp (0.07), greater than Summit State Bank (0.13), greater than Auburn National Bancorporation, Inc. (0), less than Pathward Financial, Inc. (7.45), less than Hennessy Advisors, Inc. (1.78), less than AmeriServ Financial, Inc. (1.36),

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