Horizon Bancorp, Inc.

Horizon Bancorp, Inc.verified

HBNC

Price:

$17.37

Market Cap:

$889.65M

Horizon Bancorp, Inc. operates as the bank holding company for Horizon Bank that provides a range of commercial and retail banking services. The company offers various deposits. It also provides commercial, residential real estate, mortgage warehouse, and consumer loans. In addition, the company offers corporate and individual trust and agency, investment management, and real estate investment trust services; and sells various insurance products. It operates through a network of 78 full-service offices in northern and central Indiana and southern and central Michigan. Horizon Bancorp, Inc. was founded in 1873 and is headquartered in Michigan City, Indiana.

Industry

Banks - Regional

IPO Date

2002-01-09

Stock Exchange

NASDAQ

Ticker

HBNC

The Current Ratio as of December 2025 (TTM) for Horizon Bancorp, Inc. (HBNC) is 3.55

According to Horizon Bancorp, Inc.’s latest financial reports and current stock price. The company's current Current Ratio is 3.55. This represents a change of 248.76% compared to the average of 1.02 of the last 4 quarters.

Horizon Bancorp, Inc. (HBNC) Historical Current Ratio (quarterly & annually)

How has HBNC Current Ratio performed in the past?

The mean historical Current Ratio of Horizon Bancorp, Inc. over the last ten years is 0.22. The current 3.55 Current Ratio has changed 164.54% with respect to the historical average. Over the past ten years (40 quarters), HBNC's Current Ratio was at its highest in in the September 2025 quarter at 3.55. The Current Ratio was at its lowest in in the March 2025 quarter at 0.04.

Quarterly (TTM)
Annual

Average

0.22

Median

0.20

Minimum

0.10

Maximum

0.30

Horizon Bancorp, Inc. (HBNC) Current Ratio by Quarter and Year

Discovering the peaks and valleys of Horizon Bancorp, Inc. Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 28.88%

Maximum Annual Current Ratio = 0.30

Minimum Annual Increase = -47.99%

Minimum Annual Current Ratio = 0.10

Quarterly (TTM)
Annual
YearCurrent RatioChange
20240.10-47.99%
20230.191.30%
20220.19-37.18%
20210.30-1.25%
20200.3028.88%
20190.2414.42%
20180.216.81%
20170.19-3.39%
20160.20-13.82%
20150.236.22%

Horizon Bancorp, Inc. (HBNC) Average Current Ratio

How has HBNC Current Ratio performed in the past?

The current Current Ratio of Horizon Bancorp, Inc. (HBNC) is greater than its 3-year, greater than its 5-year, and greater than its 10-year historical averages

3-year avg

0.16

5-year avg

0.22

10-year avg

0.22

Horizon Bancorp, Inc. (HBNC) Current Ratio vs. Peers

How is HBNC’s Current Ratio compared to its peers?

Horizon Bancorp, Inc.’s Current Ratio is less than TrustCo Bank Corp NY (3.70), greater than Metropolitan Bank Holding Corp. (0), greater than HomeTrust Bancshares, Inc. (0), greater than NB Bancorp, Inc. Common Stock (0), greater than Mercantile Bank Corporation (0), greater than Amerant Bancorp Inc. (0), greater than Northeast Bank (0.13), less than CNB Financial Corporation (38.62), greater than Capital City Bank Group, Inc. (0), greater than Five Star Bancorp (0),

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Frequently asked questions❓

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