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NASDAQ · HBNCBanks - RegionalUpdated Nov 5, 2026

Horizon Bancorp, Inc. current ratio

Liquidity, historical trends, and peer comparisons.

The Current Ratio as of November 2026 (TTM) for Horizon Bancorp, Inc. (HBNC) is 0.19

According to Horizon Bancorp, Inc.’s latest financial reports and current stock price. The company's current Current Ratio is 0.19. This represents a change of -74.13% compared to the average of 0.75 of the last 4 quarters.

Horizon Bancorp, Inc. (HBNC) Historical Current Ratio (quarterly & annually)

How has HBNC Current Ratio performed in the past?

The mean historical Current Ratio of Horizon Bancorp, Inc. over the last ten years is 0.31. The current 0.19 Current Ratio has changed -36.30% with respect to the historical average. Over the past ten years (40 quarters), HBNC's Current Ratio was at its highest in in the March 2026 quarter at 1.48. The Current Ratio was at its lowest in in the June 2025 quarter at 0.03.

Quarterly (TTM)
Annual

Average

0.31

Median

0.20

Minimum

0.10

Maximum

1.14

Horizon Bancorp, Inc. (HBNC) Current Ratio by Quarter and Year

Discovering the peaks and valleys of Horizon Bancorp, Inc. Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 1.04%

Maximum Annual Current Ratio = 1.14

Minimum Annual Increase = -47.99%

Minimum Annual Current Ratio = 0.10

Quarterly (TTM)
Annual
YearCurrent RatioChange
20251.141.04%
20240.10-47.99%
20230.191.30%
20220.19-37.18%
20210.30-1.25%
20200.3028.88%
20190.2414.42%
20180.216.81%
20170.19-3.39%
20160.20-13.82%

Horizon Bancorp, Inc. (HBNC) Average Current Ratio

How has HBNC Current Ratio performed in the past?

The current Current Ratio of Horizon Bancorp, Inc. (HBNC) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

0.48

5-year avg

0.38

10-year avg

0.31

Horizon Bancorp, Inc. (HBNC) Current Ratio vs. Peers

How is HBNC’s Current Ratio compared to its peers?

Horizon Bancorp, Inc.’s Current Ratio is less than Landmark Bancorp, Inc. (334.46), less than West Bancorporation, Inc. (2.15), greater than Eagle Bancorp Montana, Inc. (0), greater than Lakeland Financial Corporation (0.19), less than NSTS Bancorp, Inc. (0.49), greater than Community Bancorp (0.15), less than Pathfinder Bancorp, Inc. (8.23), less than Finward Bancorp (0.21), less than Home Bancorp, Inc. (0.19), less than Farmers & Merchants Bancorp, Inc. (0.22),

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