Sound Financial Bancorp, Inc.

Sound Financial Bancorp, Inc.verified

SFBC

Price:

$44.23

Market Cap:

$112.95M

Sound Financial Bancorp, Inc. operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses. It accepts various deposits products comprising savings, money market deposit, NOW, and demand accounts, as well as certificates of deposit. The company also offers loans secured by first and second mortgages on one-to four-family residences; home equity loans, including fixed-rate loans and variable-rate lines of credit; commercial and multifamily real estate loans; construction loans secured by single-family residences, and commercial and multifamily real estate; land loans; commercial business loans to finance commerci...[Read more]

Industry

Banks - Regional

IPO Date

2008-01-09

Stock Exchange

NASDAQ

Ticker

SFBC

The Current Ratio as of December 2025 (TTM) for Sound Financial Bancorp, Inc. (SFBC) is 28.58

According to Sound Financial Bancorp, Inc.’s latest financial reports and current stock price. The company's current Current Ratio is 28.58. This represents a change of 104.90% compared to the average of 13.95 of the last 4 quarters.

Sound Financial Bancorp, Inc. (SFBC) Historical Current Ratio (quarterly & annually)

How has SFBC Current Ratio performed in the past?

The mean historical Current Ratio of Sound Financial Bancorp, Inc. over the last ten years is 0.14. The current 28.58 Current Ratio has changed 2.09% with respect to the historical average. Over the past ten years (40 quarters), SFBC's Current Ratio was at its highest in in the September 2025 quarter at 28.58. The Current Ratio was at its lowest in in the March 2024 quarter at 0.

Quarterly (TTM)
Annual

Average

0.14

Median

0.13

Minimum

0.07

Maximum

0.28

Sound Financial Bancorp, Inc. (SFBC) Current Ratio by Quarter and Year

Discovering the peaks and valleys of Sound Financial Bancorp, Inc. Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 152.78%

Maximum Annual Current Ratio = 0.28

Minimum Annual Increase = -65.68%

Minimum Annual Current Ratio = 0.07

Quarterly (TTM)
Annual
YearCurrent RatioChange
20240.07-10.22%
20230.07-12.63%
20220.08-65.68%
20210.24-11.77%
20200.28152.78%
20190.11-12.55%
20180.12-5.78%
20170.13-1.73%
20160.134.78%
20150.1323.91%

Sound Financial Bancorp, Inc. (SFBC) Average Current Ratio

How has SFBC Current Ratio performed in the past?

The current Current Ratio of Sound Financial Bancorp, Inc. (SFBC) is greater than its 3-year, greater than its 5-year, and greater than its 10-year historical averages

3-year avg

0.07

5-year avg

0.15

10-year avg

0.14

Sound Financial Bancorp, Inc. (SFBC) Current Ratio vs. Peers

How is SFBC’s Current Ratio compared to its peers?

Sound Financial Bancorp, Inc.’s Current Ratio is greater than Lake Shore Bancorp, Inc. (0.20), greater than Affinity Bancshares, Inc. (0), greater than Magyar Bancorp, Inc. (0.04), greater than Rhinebeck Bancorp, Inc. (0), greater than Riverview Bancorp, Inc. (0), greater than Provident Financial Holdings, Inc. (0), greater than SB Financial Group, Inc. (0), greater than Union Bankshares, Inc. (0), greater than First Guaranty Bancshares, Inc. (0), greater than Patriot National Bancorp, Inc. (0),

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