Lake Shore Bancorp, Inc.

Lake Shore Bancorp, Inc. - Current Ratioverified

LSBK

Price:

$17.4

Market Cap:

$136.81M

Lake Shore Bancorp, Inc. functions as the parent entity for Lake Shore Savings Bank, through which it delivers a comprehensive array of banking and financial services. The bank provides a diverse selection of deposit products, including various savings accounts (such as specialized Christmas Club accounts and standard statement savings), money market accounts, both interest-bearing and non-interest-bearing checking accounts (like demand deposits), health savings accounts, retirement savings vehicles, fixed-term certificates of deposit, and interest on lawyer accounts. These offerings cater to individual clients, as well as small to medium-sized businesses, providing them with commercial savi...[Read more]

Industry

Banks - Regional

IPO Date

2006-04-05

Stock Exchange

NASDAQ

Ticker

LSBK

The Current Ratio as of June 2026 (TTM) for Lake Shore Bancorp, Inc. (LSBK) is 0.01

According to Lake Shore Bancorp, Inc.’s latest financial reports and current stock price. The company's current Current Ratio is 0.01. This represents a change of -99.98% compared to the average of 50.33 of the last 4 quarters.

Lake Shore Bancorp, Inc. (LSBK) Historical Current Ratio (quarterly & annually)

How has LSBK Current Ratio performed in the past?

The mean historical Current Ratio of Lake Shore Bancorp, Inc. over the last ten years is 20.28. The current 0.01 Current Ratio has changed -94.82% with respect to the historical average. Over the past ten years (40 quarters), LSBK's Current Ratio was at its highest in in the December 2025 quarter at 200.88. The Current Ratio was at its lowest in in the March 2026 quarter at 0.01.

Quarterly (TTM)
Annual

Average

20.28

Median

0.23

Minimum

0.15

Maximum

200.88

Lake Shore Bancorp, Inc. (LSBK) Current Ratio by Quarter and Year

Discovering the peaks and valleys of Lake Shore Bancorp, Inc. Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 124.40%

Maximum Annual Current Ratio = 200.88

Minimum Annual Increase = -45.23%

Minimum Annual Current Ratio = 0.15

Quarterly (TTM)
Annual
YearCurrent RatioChange
2025200.88124.40%
20240.16-18.52%
20230.2034.99%
20220.15-45.23%
20210.2719.85%
20200.224.24%
20190.21-7.51%
20180.23-2.69%
20170.24-10.69%
20160.27-27.00%

Lake Shore Bancorp, Inc. (LSBK) Average Current Ratio

How has LSBK Current Ratio performed in the past?

The current Current Ratio of Lake Shore Bancorp, Inc. (LSBK) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

67.08

5-year avg

40.33

10-year avg

20.28

Lake Shore Bancorp, Inc. (LSBK) Current Ratio vs. Peers

How is LSBK’s Current Ratio compared to its peers?

Lake Shore Bancorp, Inc.’s Current Ratio is less than Sound Financial Bancorp, Inc. (162.88), less than Magyar Bancorp, Inc. (0.03), less than Riverview Bancorp, Inc. (6.89), less than Provident Financial Holdings, Inc. (0.68), less than Union Bankshares, Inc. (0.30), less than Rhinebeck Bancorp, Inc. (10.41), less than Affinity Bancshares, Inc. (4.28), less than First Guaranty Bancshares, Inc. (91.40), less than SB Financial Group, Inc. (0.12), less than Bogota Financial Corp. (0.30),

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