Provident Financial Holdings, Inc.

Provident Financial Holdings, Inc.verified

PROV

Price:

$17.11

Market Cap:

$107.00M

Provident Financial Holdings, Inc. functions as the parent entity for Provident Savings Bank, F.S.B., a community-focused financial institution. This bank offers a full spectrum of services to individuals and small to mid-sized enterprises across Southern California's Inland Empire region. Its deposit offerings include typical checking, savings, and money market accounts, in addition to certificates of deposit. The lending portfolio is diverse, covering financing for single and multi-family homes, commercial properties, construction ventures, general business needs, and personal loans. Furthermore, the company extends its services to include investment advice, distributing products like annu...[Read more]

Industry

Banks - Regional

IPO Date

1996-06-28

Stock Exchange

NASDAQ

Ticker

PROV

The Current Ratio as of June 2026 (TTM) for Provident Financial Holdings, Inc. (PROV) is 0.68

According to Provident Financial Holdings, Inc.’s latest financial reports and current stock price. The company's current Current Ratio is 0.68. This represents a change of 211.46% compared to the average of 0.22 of the last 4 quarters.

Provident Financial Holdings, Inc. (PROV) Historical Current Ratio (quarterly & annually)

How has PROV Current Ratio performed in the past?

The mean historical Current Ratio of Provident Financial Holdings, Inc. over the last ten years is 0.09. The current 0.68 Current Ratio has changed 76.30% with respect to the historical average. Over the past ten years (40 quarters), PROV's Current Ratio was at its highest in in the March 2026 quarter at 0.68. The Current Ratio was at its lowest in in the June 2022 quarter at 0.05.

Quarterly (TTM)
Annual

Average

0.09

Median

0.09

Minimum

0.05

Maximum

0.15

Provident Financial Holdings, Inc. (PROV) Current Ratio by Quarter and Year

Discovering the peaks and valleys of Provident Financial Holdings, Inc. Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 86.91%

Maximum Annual Current Ratio = 0.15

Minimum Annual Increase = -52.71%

Minimum Annual Current Ratio = 0.05

Quarterly (TTM)
Annual
YearCurrent RatioChange
20250.06-0.29%
20240.06-23.78%
20230.0886.91%
20220.05-52.71%
20210.10-36.14%
20200.1537.55%
20190.1143.21%
20180.08-29.40%
20170.1120.37%
20160.09-28.79%

Provident Financial Holdings, Inc. (PROV) Average Current Ratio

How has PROV Current Ratio performed in the past?

The current Current Ratio of Provident Financial Holdings, Inc. (PROV) is greater than its 3-year, greater than its 5-year, and greater than its 10-year historical averages

3-year avg

0.07

5-year avg

0.07

10-year avg

0.09

Provident Financial Holdings, Inc. (PROV) Current Ratio vs. Peers

How is PROV’s Current Ratio compared to its peers?

Provident Financial Holdings, Inc.’s Current Ratio is greater than Union Bankshares, Inc. (0.30), greater than Lake Shore Bancorp, Inc. (0.01), less than First Guaranty Bancshares, Inc. (91.40), less than Sound Financial Bancorp, Inc. (162.88), greater than Riverview Bancorp, Inc. (0), less than Rhinebeck Bancorp, Inc. (10.41), greater than Magyar Bancorp, Inc. (0.03), less than Affinity Bancshares, Inc. (4.28), greater than Auburn National Bancorporation, Inc. (0), less than IF Bancorp, Inc. (11.55),

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