Yiren Digital Ltd.

Yiren Digital Ltd.verified

YRD

Price:

$4.54

Market Cap:

$1.40B

Yiren Digital Ltd., through its subsidiaries, operates as an online consumer finance marketplace that connects borrowers and investors in the People's Republic of China. It provides loan facilitation services; and post-origination services, such as cash processing, collection, and SMS services. The company's loan products portfolio includes unsecured consumer loans; secured consumer loan, which include secured financial leasing, auto-secured, and property-secured loans; and small business loans. It also distributes short-term cash management, mutual fund investment, insurance, and securities and stock products. In addition, the company provides online investor education services, which inclu...[Read more]

Industry

Financial - Credit Services

IPO Date

2015-12-18

Stock Exchange

NYSE

Ticker

YRD

The ROE as of December 2025 (TTM) for Yiren Digital Ltd. (YRD) is 12.66%

According to Yiren Digital Ltd.’s latest financial reports and current stock price. The company's current ROE is 12.66%. This represents a change of 299.92% compared to the average of 3.17% of the last 4 quarters.

Yiren Digital Ltd. (YRD) Historical ROE (quarterly & annually)

How has YRD ROE performed in the past?

The mean historical ROE of Yiren Digital Ltd. over the last ten years is -26.97%. The current 12.66% ROE has changed -146.94% with respect to the historical average. Over the past ten years (40 quarters), YRD's ROE was at its highest in in the September 2016 quarter at 19.77%. The ROE was at its lowest in in the December 2018 quarter at -91.20%.

Quarterly (TTM)
Annual

Average

-26.97%

Median

20.62%

Minimum

-434.71%

Maximum

52.17%

Yiren Digital Ltd. (YRD) ROE by Quarter and Year

Discovering the peaks and valleys of Yiren Digital Ltd. ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 6.76%

Maximum Annual ROE = 52.17%

Minimum Annual Increase = -327.22%

Minimum Annual ROE = -434.71%

Quarterly (TTM)
Annual
YearROEChange
202416.58%-35.55%
202325.73%29.85%
202219.81%-7.52%
202121.42%-216.83%
2020-18.34%-171.25%
201925.74%-105.92%
2018-434.71%6.76%
2017-6.33%-112.14%
201652.17%85.11%
201528.18%-327.22%

Yiren Digital Ltd. (YRD) Average ROE

How has YRD ROE performed in the past?

The current ROE of Yiren Digital Ltd. (YRD) is less than than its 3-year, less than than its 5-year, and greater than its 10-year historical averages

3-year avg

20.71%

5-year avg

13.04%

10-year avg

-26.97%

Yiren Digital Ltd. (YRD) ROE vs. Peers

How is YRD’s ROE compared to its peers?

Yiren Digital Ltd.’s ROE is greater than Finance Of America Companies Inc. (-0.00%), less than Medallion Financial Corp. (10.66%), less than Oportun Financial Corporation (8.27%), greater than Open Lending Corporation (-194.20%), less than Antalpha Platform Holding Company (6.30%), less than SuRo Capital Corp. (36.04%), greater than James River Group Holdings, Ltd. (-8.44%), greater than CPI Card Group Inc. (-57.46%), greater than TON Strategy Co. (-59.19%), greater than SUI Group Holdings Limited (-37.21%),

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