Yiren Digital Ltd.

Yiren Digital Ltd. - Current Ratioverified

YRD

Price:

$1.15

Market Cap:

$676.30M

Yiren Digital Ltd., a subsidiary of Creditease Holdings (Cayman) Limited, operates as a leading online consumer finance marketplace connecting borrowers and investors across the People's Republic of China. Founded in Beijing in 2012 and previously known as Yirendai Ltd. until its name change in September 2019, the company's primary function involves facilitating loans. This includes not only the initial matching service but also comprehensive post-origination support, such as cash processing, debt collection, and communication management. Its diverse portfolio of loan products encompasses unsecured consumer credit, various secured consumer loans (including those collateralized by financial l...[Read more]

Industry

Financial - Credit Services

IPO Date

2015-12-18

Stock Exchange

NYSE

Ticker

YRD

The Current Ratio as of June 2026 (TTM) for Yiren Digital Ltd. (YRD) is 323.65

According to Yiren Digital Ltd.’s latest financial reports and current stock price. The company's current Current Ratio is 323.65. This represents a change of 280.19% compared to the average of 85.13 of the last 4 quarters.

Yiren Digital Ltd. (YRD) Historical Current Ratio (quarterly & annually)

How has YRD Current Ratio performed in the past?

The mean historical Current Ratio of Yiren Digital Ltd. over the last ten years is 35.80. The current 323.65 Current Ratio has changed 90.31% with respect to the historical average. Over the past ten years (40 quarters), YRD's Current Ratio was at its highest in in the December 2025 quarter at 323.65. The Current Ratio was at its lowest in in the March 2022 quarter at 0.

Quarterly (TTM)
Annual

Average

35.80

Median

4.00

Minimum

0.78

Maximum

323.65

Yiren Digital Ltd. (YRD) Current Ratio by Quarter and Year

Discovering the peaks and valleys of Yiren Digital Ltd. Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 5.67%

Maximum Annual Current Ratio = 323.65

Minimum Annual Increase = -79.95%

Minimum Annual Current Ratio = 0.78

Quarterly (TTM)
Annual
YearCurrent RatioChange
2025323.655.67%
20245.61-10.98%
20236.3023.32%
20225.1123.56%
20214.1359.30%
20202.599.04%
20192.38206.90%
20180.78-79.95%
20173.878.02%
20163.5821.71%

Yiren Digital Ltd. (YRD) Average Current Ratio

How has YRD Current Ratio performed in the past?

The current Current Ratio of Yiren Digital Ltd. (YRD) is greater than its 3-year, greater than its 5-year, and greater than its 10-year historical averages

3-year avg

111.85

5-year avg

68.96

10-year avg

35.80

Yiren Digital Ltd. (YRD) Current Ratio vs. Peers

How is YRD’s Current Ratio compared to its peers?

Yiren Digital Ltd.’s Current Ratio is greater than Finance Of America Companies Inc. (0.11), greater than Medallion Financial Corp. (0.05), greater than Oportun Financial Corporation (47.29), greater than Open Lending Corporation (4.44), greater than Antalpha Platform Holding Company (2.38), greater than SuRo Capital Corp. (23.60), greater than James River Group Holdings, Ltd. (0.90), greater than CPI Card Group Inc. (2.54), greater than TON Strategy Co. (7.42), greater than SUI Group Holdings Limited (96.01),

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