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OTC · UBOHBanks - RegionalUpdated Nov 5, 2026

United Bancshares, Inc. ROE

Profitability, historical returns, and peer comparisons.

The ROE as of November 2026 (TTM) for United Bancshares, Inc. (UBOH) is 12.78%

According to United Bancshares, Inc.’s latest financial reports and current stock price. The company's current ROE is 12.78%. This represents a change of 289.73% compared to the average of 3.28% of the last 4 quarters.

United Bancshares, Inc. (UBOH) Historical ROE (quarterly & annually)

How has UBOH ROE performed in the past?

The mean historical ROE of United Bancshares, Inc. over the last ten years is 10.09%. The current 12.78% ROE has changed 26.65% with respect to the historical average. Over the past ten years (40 quarters), UBOH's ROE was at its highest in in the September 2026 quarter at 5.42%. The ROE was at its lowest in in the September 2017 quarter at 0.53%.

Quarterly (TTM)
Annual

Average

10.09%

Median

10.35%

Minimum

5.08%

Maximum

13.68%

United Bancshares, Inc. (UBOH) ROE by Quarter and Year

Discovering the peaks and valleys of United Bancshares, Inc. ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 99.89%

Maximum Annual ROE = 13.68%

Minimum Annual Increase = -33.23%

Minimum Annual ROE = 5.08%

Quarterly (TTM)
Annual
YearROEChange
202510.55%9.21%
20249.66%5.46%
20239.16%-33.01%
202213.68%19.94%
202111.40%-7.48%
202012.33%9.58%
201911.25%10.76%
201810.16%99.89%
20175.08%-33.23%
20167.61%-7.97%

United Bancshares, Inc. (UBOH) Average ROE

How has UBOH ROE performed in the past?

The current ROE of United Bancshares, Inc. (UBOH) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

9.79%

5-year avg

10.89%

10-year avg

10.09%

United Bancshares, Inc. (UBOH) ROE vs. Peers

How is UBOH’s ROE compared to its peers?

United Bancshares, Inc.’s ROE is less than Union Bankshares, Inc. (15.07%), less than United Bancorp, Inc. (11.53%), less than Community Bancshares, Inc. (0%), less than Citizens Bancshares Corp. (11.85%), less than First US Bancshares, Inc. (7.58%), less than First Bancshares, Inc. (12.78%), less than Uwharrie Capital Corp (19.17%), less than Oxford Bank Corporation (9.16%), less than First Keystone Corporation (6.92%), less than Croghan Bancshares, Inc. (11.74%),

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How does the current ROE for United Bancshares, Inc. (UBOH) compare to its historical average?