Oxford Bank Corporation

Oxford Bank Corporationverified

OXBC

Price:

$40.5

Market Cap:

$100.28M

Oxford Bank Corporation provides banking products and services to various customers in Michigan. Its deposit products include savings, checking, and individual retirement accounts, as well as certificates of deposit. The company's loan portfolio comprises home mortgage, home equity, auto, student, term, commercial real estate, and small business administration loans, as well as lines of credit. It also offers cash management, merchant card, remote deposit capture, payroll, overdraft protection, wire transfer, night depository, and notary services, as well as safe deposit box and interactive teller machine services; online, telephone, and mobile banking services; debit and credit cards; and i...[Read more]

Industry

Banks - Regional

IPO Date

2000-01-03

Stock Exchange

OTC

Ticker

OXBC

The ROE as of December 2025 (TTM) for Oxford Bank Corporation (OXBC) is 10.18%

According to Oxford Bank Corporation’s latest financial reports and current stock price. The company's current ROE is 10.18%. This represents a change of 300.74% compared to the average of 2.54% of the last 4 quarters.

Oxford Bank Corporation (OXBC) Historical ROE (quarterly & annually)

How has OXBC ROE performed in the past?

The mean historical ROE of Oxford Bank Corporation over the last ten years is 10.35%. The current 10.18% ROE has changed -1.71% with respect to the historical average. Over the past ten years (40 quarters), OXBC's ROE was at its highest in in the March 2021 quarter at 5.44%. The ROE was at its lowest in in the December 2017 quarter at -1.07%.

Quarterly (TTM)
Annual

Average

10.35%

Median

10.85%

Minimum

4.52%

Maximum

17.35%

Oxford Bank Corporation (OXBC) ROE by Quarter and Year

Discovering the peaks and valleys of Oxford Bank Corporation ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 119.23%

Maximum Annual ROE = 17.35%

Minimum Annual Increase = -84.14%

Minimum Annual ROE = 4.52%

Quarterly (TTM)
Annual
YearROEChange
202410.36%-27.93%
202314.38%13.26%
202212.70%-26.82%
202117.35%36.30%
202012.73%12.38%
201911.33%14.24%
20189.91%119.23%
20174.52%-17.42%
20165.48%15.09%
20154.76%-84.14%

Oxford Bank Corporation (OXBC) Average ROE

How has OXBC ROE performed in the past?

The current ROE of Oxford Bank Corporation (OXBC) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

12.48%

5-year avg

13.50%

10-year avg

10.35%

Oxford Bank Corporation (OXBC) ROE vs. Peers

How is OXBC’s ROE compared to its peers?

Oxford Bank Corporation’s ROE is less than Security Federal Corporation (6.77%), less than Mountain Pacific Bancorp, Inc. (14.37%), less than Croghan Bancshares, Inc. (7.98%), less than Peoples Ltd. (14.23%), less than F & M Bank Corp. (11.35%), less than PSB Holdings, Inc. (10.39%), less than JD Bancshares, Inc. (14.52%), less than Jeffersonville Bancorp (12.72%), less than Southern Michigan Bancorp, Inc. (10.51%), less than Crystal Valley Financial Corporation (13.59%),

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