Southern States Bancshares, Inc.

Southern States Bancshares, Inc.verified

SSBK

Price:

$36.37

Market Cap:

$361.07M

Southern States Bancshares, Inc. operates as the bank holding company for Southern States Bank that provides community banking services to businesses and individuals. It offers various deposit products, such as savings, money market, and noninterest-bearing demand accounts; certificates of deposit; and time deposits. The company also provides real estate loan products, which include loans for real estate construction and development, residential mortgages, and commercial real estate mortgage loans; commercial and industrial loans; and direct consumer installment loans, overdrafts, and other revolving credit loans. In addition, it offers online and mobile banking, and ATM services. The compan...[Read more]

Industry

Banks - Regional

IPO Date

2021-08-12

Stock Exchange

NASDAQ

Ticker

SSBK

The ROE as of November 2025 (TTM) for Southern States Bancshares, Inc. (SSBK) is 13.84%

According to Southern States Bancshares, Inc.’s latest financial reports and current stock price. The company's current ROE is 13.84%. This represents a change of 300.29% compared to the average of 3.46% of the last 4 quarters.

Southern States Bancshares, Inc. (SSBK) Historical ROE (quarterly & annually)

How has SSBK ROE performed in the past?

The mean historical ROE of Southern States Bancshares, Inc. over the last ten years is 10.54%. The current 13.84% ROE has changed 31.29% with respect to the historical average. Over the past ten years (40 quarters), SSBK's ROE was at its highest in in the December 2022 quarter at 5.83%. The ROE was at its lowest in in the March 2020 quarter at 0%.

Quarterly (TTM)
Annual

Average

10.54%

Median

10.48%

Minimum

4.42%

Maximum

14.90%

Southern States Bancshares, Inc. (SSBK) ROE by Quarter and Year

Discovering the peaks and valleys of Southern States Bancshares, Inc. ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 94.58%

Maximum Annual ROE = 14.90%

Minimum Annual Increase = -45.24%

Minimum Annual ROE = 4.42%

Quarterly (TTM)
Annual
YearROEChange
202412.46%-16.19%
202314.86%-0.22%
202214.90%42.17%
202110.48%21.73%
20208.61%94.58%
20194.42%-45.24%

Southern States Bancshares, Inc. (SSBK) Average ROE

How has SSBK ROE performed in the past?

The current ROE of Southern States Bancshares, Inc. (SSBK) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

14.07%

5-year avg

12.26%

10-year avg

10.54%

Southern States Bancshares, Inc. (SSBK) ROE vs. Peers

How is SSBK’s ROE compared to its peers?

Southern States Bancshares, Inc.’s ROE is less than Summit Financial Group, Inc. (13.90%), greater than Silvergate Capital Corporation (-84.80%), less than First Republic Bank (9.99%), less than CapStar Financial Holdings, Inc. (8.33%), less than Merchants Bancorp (11.19%), less than Central Valley Community Bancorp (4.33%), less than Penns Woods Bancorp, Inc. (10.41%), less than HomeStreet, Inc. (1.82%),

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