Summit Financial Group, Inc.

Summit Financial Group, Inc.verified

SMMF

Price:

$25.7

Market Cap:

$377.45M

Summit Financial Group, Inc. operates as a financial holding company for Summit Community Bank, Inc. that provides community banking and other financial services to individuals and businesses primarily in the Eastern Panhandle, Southern and North Central regions of West Virginia and the Northern, Shenandoah Valley, and Southwestern regions of Virginia, and the Central region of Kentucky. The company's community banking services include demand, savings, and time deposits; commercial, commercial real estate, construction and land development, residential real estate, and consumer loans; and mortgage warehouse lines of credit, as well as trust and wealth management, cash management, and insuran...[Read more]

Industry

Banks - Regional

IPO Date

2000-01-07

Stock Exchange

NASDAQ

Ticker

SMMF

The ROE as of November 2025 (TTM) for Summit Financial Group, Inc. (SMMF) is 13.90%

According to Summit Financial Group, Inc.’s latest financial reports and current stock price. The company's current ROE is 13.90%. This represents a change of 313.99% compared to the average of 3.36% of the last 4 quarters.

Summit Financial Group, Inc. (SMMF) Historical ROE (quarterly & annually)

How has SMMF ROE performed in the past?

The mean historical ROE of Summit Financial Group, Inc. over the last ten years is 11.52%. The current 13.90% ROE has changed 20.72% with respect to the historical average. Over the past ten years (40 quarters), SMMF's ROE was at its highest in in the December 2022 quarter at 4.26%. The ROE was at its lowest in in the March 2017 quarter at -1.05%.

Quarterly (TTM)
Annual

Average

11.52%

Median

11.88%

Minimum

5.91%

Maximum

15.01%

Summit Financial Group, Inc. (SMMF) ROE by Quarter and Year

Discovering the peaks and valleys of Summit Financial Group, Inc. ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 115.96%

Maximum Annual ROE = 15.01%

Minimum Annual Increase = -46.89%

Minimum Annual ROE = 5.91%

Quarterly (TTM)
Annual
YearROEChange
202312.55%-16.40%
202215.01%7.47%
202113.97%25.54%
202011.13%-13.50%
201912.86%0.72%
201812.77%115.96%
20175.91%-46.89%
201611.13%-0.61%
201511.20%29.86%
20148.63%18.76%

Summit Financial Group, Inc. (SMMF) Average ROE

How has SMMF ROE performed in the past?

The current ROE of Summit Financial Group, Inc. (SMMF) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

13.84%

5-year avg

13.10%

10-year avg

11.52%

Summit Financial Group, Inc. (SMMF) ROE vs. Peers

How is SMMF’s ROE compared to its peers?

Summit Financial Group, Inc.’s ROE is less than Southern States Bancshares, Inc. (13.84%), less than CapStar Financial Holdings, Inc. (8.33%), less than Merchants Bancorp (11.19%), less than First Republic Bank (9.99%), greater than Silvergate Capital Corporation (-84.80%), less than Central Valley Community Bancorp (4.33%), less than Luther Burbank Corporation (11.87%), greater than Summit Healthcare Acquisition Corp. (-0.60%),

Build a custom stock screener for Summit Financial Group, Inc. (SMMF) and other stocks

One of the best ways to find valuable stocks to invest in is to build a custom made screener in your Excel or Google Sheets spreadsheet. This allows you to compare thousands of companies like Summit Financial Group, Inc. using the financials and key metrics that matter to you in a single view.

The easiest way to set this up is to use the Wisesheets add-on and set your spreadsheet like this:

Custom stock screener in Wisesheets

Covering all these metrics from financial, data, dividend data, key metrics and more you can get all the data you want for over 50+ exchanges worldwide.

Get your free trial here.

Summit Financial Group, Inc. (SMMF) and other stocks custom spreadsheet templates

The easiest way to analyze a company like Summit Financial Group, Inc. or any others is to create a spreadsheet model that automatically retrieves all of the stock data you need.

Using Wisesheets you can set up a spreadsheet model like this with simple spreadsheet formulas. If you change the ticker you can get all of the data automatically updated for you.

Custom stock templates in Wisesheets

Whether you need live data, historical price data, financials, dividend data, key metrics, analyst estimates, or anything else...Wisesheets has you covered.

Frequently asked questions❓

What is the ROE?

How can you use the ROE?

What is Summit Financial Group, Inc.'s ROE?

How is the ROE calculated for Summit Financial Group, Inc. (SMMF)?

What is the highest ROE for Summit Financial Group, Inc. (SMMF)?

What is the 3-year average ROE for Summit Financial Group, Inc. (SMMF)?

What is the 5-year average ROE for Summit Financial Group, Inc. (SMMF)?

How does the current ROE for Summit Financial Group, Inc. (SMMF) compare to its historical average?