Summit Bancshares, Inc.

Summit Bancshares, Inc.verified

SMAL

Price:

$58.07

Market Cap:

$67.60M

Summit Bancshares, Inc., operating through its subsidiary Summit Bank in California, provides a range of banking services, including commercial lending. Clients can access various deposit products, such as checking and savings accounts, alongside certificates of deposit. The institution also extends financing for commercial real estate, land development, and construction projects, as well as general commercial and consumer loans, and issues letters of credit. With three branch locations, the company serves a broad customer base, including small and mid-sized businesses, diverse professionals (such as physicians, attorneys, accountants, real estate developers, retailers, service firms, wholes...[Read more]

Industry

Banks - Regional

IPO Date

1999-11-30

Stock Exchange

OTC

Ticker

SMAL

The ROE as of June 2026 (TTM) for Summit Bancshares, Inc. (SMAL) is 6.27%

According to Summit Bancshares, Inc.’s latest financial reports and current stock price. The company's current ROE is 6.27%. This represents a change of 28.20% compared to the average of 4.89% of the last 4 quarters.

Summit Bancshares, Inc. (SMAL) Historical ROE (quarterly & annually)

How has SMAL ROE performed in the past?

The mean historical ROE of Summit Bancshares, Inc. over the last ten years is 8.60%. The current 6.27% ROE has changed -27.10% with respect to the historical average. Over the past ten years (40 quarters), SMAL's ROE was at its highest in in the September 2006 quarter at 6.09%. The ROE was at its lowest in in the December 2001 quarter at 1.98%.

Quarterly (TTM)
Annual

Average

8.60%

Median

7.86%

Minimum

5.92%

Maximum

12.76%

Summit Bancshares, Inc. (SMAL) ROE by Quarter and Year

Discovering the peaks and valleys of Summit Bancshares, Inc. ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 52.27%

Maximum Annual ROE = 12.76%

Minimum Annual Increase = -41.67%

Minimum Annual ROE = 5.92%

Quarterly (TTM)
Annual
YearROEChange
20256.18%-35.18%
20249.54%-21.44%
202312.14%46.93%
20228.26%39.48%
20215.92%-20.40%
20207.44%-41.67%
201912.76%29.52%
20189.85%52.27%
20176.47%-13.24%
20167.46%-12.03%

Summit Bancshares, Inc. (SMAL) Average ROE

How has SMAL ROE performed in the past?

The current ROE of Summit Bancshares, Inc. (SMAL) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

9.29%

5-year avg

8.41%

10-year avg

8.60%

Summit Bancshares, Inc. (SMAL) ROE vs. Peers

How is SMAL’s ROE compared to its peers?

Summit Bancshares, Inc.’s ROE is less than 1ST SUMMIT BANCORP of Johnstown, Inc. (6.54%), less than Community Heritage Financial, Inc. (10.98%), less than First Bancshares, Inc. (12.42%), less than KS Bancorp, Inc. (18.41%), less than Madison County Financial, Inc. (7.18%), less than Bank of San Francisco (9.40%), less than First Bankers Trustshares, Inc. (9.69%), less than Juniata Valley Financial Corp. (15.61%), less than Citizens Bancorp of Virginia, Inc. (12.67%), less than Keweenaw Financial Corporation (10.30%),

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