Potomac Bancshares, Inc.

Potomac Bancshares, Inc. - ROEverified

PTBS

Price:

$24

Market Cap:

$99.47M

Potomac Bancshares, Inc. serves as the parent company for Bank of Charles Town, delivering a comprehensive suite of financial solutions to individual consumers and commercial enterprises alike. The bank offers a diverse range of deposit accounts, including checking, savings, and individual retirement accounts, alongside certificates of deposit (CDs). For personal financing needs, they provide loans for new and pre-owned vehicles, home equity loans and lines of credit (HELOCs), unsecured personal and home improvement loans, retail equipment financing, lot loans, and loans secured by CDs. Businesses can access various commercial lending options, such as financing for building or office acquisi...[Read more]

Industry

Banks - Regional

IPO Date

1999-01-04

Stock Exchange

OTC

Ticker

PTBS

The ROE as of July 2026 (TTM) for Potomac Bancshares, Inc. (PTBS) is 12.08%

According to Potomac Bancshares, Inc.’s latest financial reports and current stock price. The company's current ROE is 12.08%. This represents a change of 301.31% compared to the average of 3.01% of the last 4 quarters.

Potomac Bancshares, Inc. (PTBS) Historical ROE (quarterly & annually)

How has PTBS ROE performed in the past?

The mean historical ROE of Potomac Bancshares, Inc. over the last ten years is 9.29%. The current 12.08% ROE has changed 30.11% with respect to the historical average. Over the past ten years (40 quarters), PTBS's ROE was at its highest in in the March 2017 quarter at 3.94%. The ROE was at its lowest in in the March 2019 quarter at 0%.

Quarterly (TTM)
Annual

Average

9.29%

Median

9.97%

Minimum

6.19%

Maximum

12.46%

Potomac Bancshares, Inc. (PTBS) ROE by Quarter and Year

Discovering the peaks and valleys of Potomac Bancshares, Inc. ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 80.39%

Maximum Annual ROE = 12.46%

Minimum Annual Increase = -35.63%

Minimum Annual ROE = 6.19%

Quarterly (TTM)
Annual
YearROEChange
202510.87%16.87%
20249.30%-14.37%
202310.86%-10.17%
202212.09%-2.93%
202112.46%80.39%
20206.91%11.59%
20196.19%-9.65%
20186.85%-35.63%
201710.64%59.18%
20166.68%-17.53%

Potomac Bancshares, Inc. (PTBS) Average ROE

How has PTBS ROE performed in the past?

The current ROE of Potomac Bancshares, Inc. (PTBS) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

10.34%

5-year avg

11.12%

10-year avg

9.29%

Potomac Bancshares, Inc. (PTBS) ROE vs. Peers

How is PTBS’s ROE compared to its peers?

Potomac Bancshares, Inc.’s ROE is less than New Peoples Bankshares, Inc. (14.05%), less than Consumers Bancorp, Inc. (12.69%), less than National Capital Bancorp, Inc. (9.68%), less than Citizens Bancshares Corporation (11.85%), less than Southeastern Banking Corporation (11.97%), less than Century Next Financial Corporation (15.52%), less than Citizens Bancorp of Virginia, Inc. (13.17%), less than Eastern Michigan Financial Corporation (9.36%), less than Juniata Valley Financial Corp. (15.96%), less than JBT Bancorp Inc. (12.92%),

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