Southern Michigan Bancorp, Inc.

Southern Michigan Bancorp, Inc.verified

SOMC

Price:

$23.99

Market Cap:

$110.12M

Southern Michigan Bancorp, Inc. operates as the bank holding company for Southern Michigan Bank & Trust that provides a range of commercial banking services to individuals, businesses, institutions, and governmental agencies primarily in the southwest Michigan communities. Its deposit products include interest and non-interest checking, savings, and various types of money market accounts; time, savings, and demand deposits; and certificates of deposit and IRAs. The company also provides home mortgages and equity loans, home equity line of credit, and auto/personal loans; business loans, such as lines of credit, term loans, commercial real estate loans, commercial and industrial loans, agricu...[Read more]

Industry

Banks - Regional

IPO Date

1999-04-26

Stock Exchange

OTC

Ticker

SOMC

The Enterprise Value as of December 2025 (TTM) for Southern Michigan Bancorp, Inc. (SOMC) is 183.34M

According to Southern Michigan Bancorp, Inc.’s latest financial reports and current stock price. The company's current Enterprise Value is 183.34M. This represents a change of 23.96% compared to the average of 147.91M of the last 4 quarters.

Southern Michigan Bancorp, Inc. (SOMC) Historical Enterprise Value (quarterly & annually)

How has SOMC Enterprise Value performed in the past?

The mean historical Enterprise Value of Southern Michigan Bancorp, Inc. over the last ten years is 86.10M. The current 183.34M Enterprise Value has changed 21.19% with respect to the historical average. Over the past ten years (40 quarters), SOMC's Enterprise Value was at its highest in in the June 2024 quarter at 287.92M. The Enterprise Value was at its lowest in in the March 2021 quarter at -12053535.04.

Quarterly (TTM)
Annual

Average

86.10M

Median

73.74M

Minimum

34.78M

Maximum

145.70M

Southern Michigan Bancorp, Inc. (SOMC) Enterprise Value by Quarter and Year

Discovering the peaks and valleys of Southern Michigan Bancorp, Inc. Enterprise Value, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 94.20%

Maximum Annual Enterprise Value = 145.70M

Minimum Annual Increase = -54.71%

Minimum Annual Enterprise Value = 34.78M

Quarterly (TTM)
Annual
YearEnterprise ValueChange
2024136.31M-6.44%
2023145.70M44.62%
2022100.74M94.20%
202151.88M49.15%
202034.78M-54.71%
201976.79M14.77%
201866.91M-41.70%
2017114.77M62.36%
201670.69M13.27%
201562.41M23.96%

Southern Michigan Bancorp, Inc. (SOMC) Average Enterprise Value

How has SOMC Enterprise Value performed in the past?

The current Enterprise Value of Southern Michigan Bancorp, Inc. (SOMC) is greater than its 3-year, greater than its 5-year, and greater than its 10-year historical averages

3-year avg

127.58M

5-year avg

93.88M

10-year avg

86.10M

Southern Michigan Bancorp, Inc. (SOMC) Enterprise Value vs. Peers

How is SOMC’s Enterprise Value compared to its peers?

Southern Michigan Bancorp, Inc.’s Enterprise Value is greater than FFD Financial Corporation (109.76M), greater than Dimeco, Inc. (112.95M), greater than American Bank Incorporated (116.38M), greater than BNCCORP, Inc. (82.01M), greater than Cornerstone Bancorp Inc. (129.84M), greater than Pontiac Bancorp, Inc. (23.62M), greater than Chesapeake Financial Shares, Inc. (107.95M), greater than Tri-County Financial Group, Inc. (121.72M), less than Kish Bancorp, Inc. (429.48M), greater than United Bancshares, Inc. (23.45M),

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Frequently asked questions❓

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How does the current Enterprise Value for Southern Michigan Bancorp, Inc. (SOMC) compare to its historical average?