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OTC · SOMCBanks - RegionalUpdated Nov 2, 2026

Southern Michigan Bancorp, Inc. current ratio

Liquidity, historical trends, and peer comparisons.

The Current Ratio as of November 2026 (TTM) for Southern Michigan Bancorp, Inc. (SOMC) is 134.74

According to Southern Michigan Bancorp, Inc.’s latest financial reports and current stock price. The company's current Current Ratio is 134.74. This represents a change of 36.37% compared to the average of 98.80 of the last 4 quarters.

Southern Michigan Bancorp, Inc. (SOMC) Historical Current Ratio (quarterly & annually)

How has SOMC Current Ratio performed in the past?

The mean historical Current Ratio of Southern Michigan Bancorp, Inc. over the last ten years is 8.11. The current 134.74 Current Ratio has changed 1.56% with respect to the historical average. Over the past ten years (40 quarters), SOMC's Current Ratio was at its highest in in the September 2026 quarter at 134.74. The Current Ratio was at its lowest in in the December 2023 quarter at 0.13.

Quarterly (TTM)
Annual

Average

8.11

Median

0.19

Minimum

0.12

Maximum

79.41

Southern Michigan Bancorp, Inc. (SOMC) Current Ratio by Quarter and Year

Discovering the peaks and valleys of Southern Michigan Bancorp, Inc. Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 67.54%

Maximum Annual Current Ratio = 79.41

Minimum Annual Increase = -43.26%

Minimum Annual Current Ratio = 0.12

Quarterly (TTM)
Annual
YearCurrent RatioChange
202579.4167.54%
20240.12-10.35%
20230.13-13.33%
20220.15-4.49%
20210.16-2.39%
20200.16-43.26%
20190.2912.78%
20180.2520.31%
20170.21-9.37%
20160.232.60%

Southern Michigan Bancorp, Inc. (SOMC) Average Current Ratio

How has SOMC Current Ratio performed in the past?

The current Current Ratio of Southern Michigan Bancorp, Inc. (SOMC) is greater than its 3-year, greater than its 5-year, and greater than its 10-year historical averages

3-year avg

26.55

5-year avg

15.99

10-year avg

8.11

Southern Michigan Bancorp, Inc. (SOMC) Current Ratio vs. Peers

How is SOMC’s Current Ratio compared to its peers?

Southern Michigan Bancorp, Inc.’s Current Ratio is greater than Sturgis Bancorp, Inc. (0), greater than SB Financial Group, Inc. (0.21), greater than Huron Valley Bancorp, Inc. (0.06), greater than CNB Community Bancorp, Inc. (0), greater than Central Bank Corporation (0), greater than CNB Corporation (0.97), greater than FS Bancorp (12.40), greater than Security Bancorp, Inc. (0), greater than Century Financial Corporation (0), greater than United Bancshares, Inc. (0),

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