United Bankshares, Inc.

United Bankshares, Inc. - Current Ratioverified

UBSI

Price:

$44.42

Market Cap:

$6.12B

Founded in 1982 and headquartered in Charleston, West Virginia, United Bankshares, Inc. operates as a prominent financial holding company. It offers a comprehensive array of banking solutions for both commercial clients and individual customers throughout the United States, primarily organized into its Community Banking and Mortgage Banking divisions. The company provides various deposit options, such as checking, savings, money market, and retirement accounts. Its lending portfolio is equally diverse, encompassing financing for commercial enterprises and real estate, personal and student loans, credit card facilities, and home equity products. Beyond traditional banking, United Bankshares e...[Read more]

Industry

Banks - Regional

IPO Date

1987-06-04

Stock Exchange

NASDAQ

Ticker

UBSI

The Current Ratio as of June 2026 (TTM) for United Bankshares, Inc. (UBSI) is 33.20

According to United Bankshares, Inc.’s latest financial reports and current stock price. The company's current Current Ratio is 33.20. This represents a change of 115.53% compared to the average of 15.40 of the last 4 quarters.

United Bankshares, Inc. (UBSI) Historical Current Ratio (quarterly & annually)

How has UBSI Current Ratio performed in the past?

The mean historical Current Ratio of United Bankshares, Inc. over the last ten years is 3.04. The current 33.20 Current Ratio has changed 109.23% with respect to the historical average. Over the past ten years (40 quarters), UBSI's Current Ratio was at its highest in in the March 2026 quarter at 33.20. The Current Ratio was at its lowest in in the June 2025 quarter at 0.10.

Quarterly (TTM)
Annual

Average

3.04

Median

0.25

Minimum

0.11

Maximum

28.21

United Bankshares, Inc. (UBSI) Current Ratio by Quarter and Year

Discovering the peaks and valleys of United Bankshares, Inc. Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 25.55%

Maximum Annual Current Ratio = 28.21

Minimum Annual Increase = -53.51%

Minimum Annual Current Ratio = 0.11

Quarterly (TTM)
Annual
YearCurrent RatioChange
202528.2125.55%
20240.11-53.51%
20230.24-7.79%
20220.26-22.76%
20210.3332.98%
20200.256.04%
20190.24-1.26%
20180.24-5.39%
20170.252.90%
20160.2522.48%

United Bankshares, Inc. (UBSI) Average Current Ratio

How has UBSI Current Ratio performed in the past?

The current Current Ratio of United Bankshares, Inc. (UBSI) is greater than its 3-year, greater than its 5-year, and greater than its 10-year historical averages

3-year avg

9.52

5-year avg

5.83

10-year avg

3.04

United Bankshares, Inc. (UBSI) Current Ratio vs. Peers

How is UBSI’s Current Ratio compared to its peers?

United Bankshares, Inc.’s Current Ratio is greater than Ameris Bancorp (0.08), greater than Bank OZK (5.36), greater than F.N.B. Corporation (0.21), greater than Grupo Aval Acciones y Valores S.A. (0.48), greater than Home Bancshares, Inc. (0.29), greater than Hancock Whitney Corporation (0.51), greater than Intercorp Financial Services Inc. (3.68), greater than Atlantic Union Bankshares Corporation (0.85), greater than Columbia Banking System, Inc. (3.56), greater than Valley National Bancorp (9.49),

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