United Bankshares, Inc.

United Bankshares, Inc.verified

UBSI

Price:

$38.09

Market Cap:

$5.35B

United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, NOW accounts, and interest-bearing checking accounts. Its loan products include commercial loans and leases; construction and real estate loans; personal, student, credit card, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; safe deposit boxes, wire transfers, an...[Read more]

Industry

Banks - Regional

IPO Date

1987-06-04

Stock Exchange

NASDAQ

Ticker

UBSI

The Current Ratio as of December 2025 (TTM) for United Bankshares, Inc. (UBSI) is 0.10

According to United Bankshares, Inc.’s latest financial reports and current stock price. The company's current Current Ratio is 0.10. This represents a change of -2.79% compared to the average of 0.11 of the last 4 quarters.

United Bankshares, Inc. (UBSI) Historical Current Ratio (quarterly & annually)

How has UBSI Current Ratio performed in the past?

The mean historical Current Ratio of United Bankshares, Inc. over the last ten years is 0.24. The current 0.10 Current Ratio has changed 4.32% with respect to the historical average. Over the past ten years (40 quarters), UBSI's Current Ratio was at its highest in in the September 2021 quarter at 0.34. The Current Ratio was at its lowest in in the June 2025 quarter at 0.10.

Quarterly (TTM)
Annual

Average

0.24

Median

0.24

Minimum

0.11

Maximum

0.33

United Bankshares, Inc. (UBSI) Current Ratio by Quarter and Year

Discovering the peaks and valleys of United Bankshares, Inc. Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 32.98%

Maximum Annual Current Ratio = 0.33

Minimum Annual Increase = -53.51%

Minimum Annual Current Ratio = 0.11

Quarterly (TTM)
Annual
YearCurrent RatioChange
20240.11-53.51%
20230.24-7.79%
20220.26-22.76%
20210.3332.98%
20200.256.04%
20190.24-1.26%
20180.24-5.39%
20170.252.90%
20160.2522.48%
20150.20-2.07%

United Bankshares, Inc. (UBSI) Average Current Ratio

How has UBSI Current Ratio performed in the past?

The current Current Ratio of United Bankshares, Inc. (UBSI) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

0.20

5-year avg

0.24

10-year avg

0.24

United Bankshares, Inc. (UBSI) Current Ratio vs. Peers

How is UBSI’s Current Ratio compared to its peers?

United Bankshares, Inc.’s Current Ratio is greater than Ameris Bancorp (0), greater than Bank OZK (0), less than F.N.B. Corporation (5.03), less than Grupo Aval Acciones y Valores S.A. (0.38), greater than Home Bancshares, Inc. (0), less than Hancock Whitney Corporation (0.48), less than Intercorp Financial Services Inc. (0.69), greater than Atlantic Union Bankshares Corporation (0.03), greater than Columbia Banking System, Inc. (0), less than Valley National Bancorp (11.04),

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