United Bankshares, Inc.

United Bankshares, Inc. - ROEverified

UBSI

Price:

$44.42

Market Cap:

$6.12B

Founded in 1982 and headquartered in Charleston, West Virginia, United Bankshares, Inc. operates as a prominent financial holding company. It offers a comprehensive array of banking solutions for both commercial clients and individual customers throughout the United States, primarily organized into its Community Banking and Mortgage Banking divisions. The company provides various deposit options, such as checking, savings, money market, and retirement accounts. Its lending portfolio is equally diverse, encompassing financing for commercial enterprises and real estate, personal and student loans, credit card facilities, and home equity products. Beyond traditional banking, United Bankshares e...[Read more]

Industry

Banks - Regional

IPO Date

1987-06-04

Stock Exchange

NASDAQ

Ticker

UBSI

The ROE as of June 2026 (TTM) for United Bankshares, Inc. (UBSI) is 9.26%

According to United Bankshares, Inc.’s latest financial reports and current stock price. The company's current ROE is 9.26%. This represents a change of 300.04% compared to the average of 2.31% of the last 4 quarters.

United Bankshares, Inc. (UBSI) Historical ROE (quarterly & annually)

How has UBSI ROE performed in the past?

The mean historical ROE of United Bankshares, Inc. over the last ten years is 7.34%. The current 9.26% ROE has changed 26.20% with respect to the historical average. Over the past ten years (40 quarters), UBSI's ROE was at its highest in in the March 2021 quarter at 2.47%. The ROE was at its lowest in in the December 2017 quarter at 0.55%.

Quarterly (TTM)
Annual

Average

7.34%

Median

7.70%

Minimum

4.65%

Maximum

8.45%

United Bankshares, Inc. (UBSI) ROE by Quarter and Year

Discovering the peaks and valleys of United Bankshares, Inc. ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 69.65%

Maximum Annual ROE = 8.45%

Minimum Annual Increase = -29.37%

Minimum Annual ROE = 4.65%

Quarterly (TTM)
Annual
YearROEChange
20258.45%13.17%
20247.47%-2.70%
20237.68%-8.67%
20228.41%7.86%
20217.79%15.88%
20206.73%-13.02%
20197.73%-1.92%
20187.88%69.65%
20174.65%-29.37%
20166.58%-18.33%

United Bankshares, Inc. (UBSI) Average ROE

How has UBSI ROE performed in the past?

The current ROE of United Bankshares, Inc. (UBSI) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

7.87%

5-year avg

7.96%

10-year avg

7.34%

United Bankshares, Inc. (UBSI) ROE vs. Peers

How is UBSI’s ROE compared to its peers?

United Bankshares, Inc.’s ROE is less than Ameris Bancorp (10.81%), less than Bank OZK (11.63%), less than F.N.B. Corporation (8.77%), less than Grupo Aval Acciones y Valores S.A. (9.35%), less than Home Bancshares, Inc. (11.29%), less than Hancock Whitney Corporation (9.35%), less than Intercorp Financial Services Inc. (17.36%), less than Atlantic Union Bankshares Corporation (6.99%), less than Columbia Banking System, Inc. (9.16%), less than Valley National Bancorp (8.49%),

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