Penns Woods Bancorp, Inc.

Penns Woods Bancorp, Inc.verified

PWOD

Price:

$30

Market Cap:

$228.43M

Penns Woods Bancorp, Inc. operates as the bank holding company for Jersey Shore State Bank and Luzerne Bank, which provides commercial and retail banking services to individuals, partnerships, non-profit organizations, and corporations. It accepts time, demand, and savings deposits, including super NOW accounts, statement savings accounts, money market accounts, and certificates of deposit, as well as checking and individual retirement accounts. The company also offers loan products comprising residential, commercial, and construction real estate loans; agricultural loans for the purchase or improvement of real estate; commercial loans for the acquisition and improvement of real estate, purc...[Read more]

Industry

Banks - Regional

IPO Date

1994-06-02

Stock Exchange

NASDAQ

Ticker

PWOD

The Current Ratio as of November 2025 (TTM) for Penns Woods Bancorp, Inc. (PWOD) is 0.06

According to Penns Woods Bancorp, Inc.’s latest financial reports and current stock price. The company's current Current Ratio is 0.06. This represents a change of -47.04% compared to the average of 0.12 of the last 4 quarters.

Penns Woods Bancorp, Inc. (PWOD) Historical Current Ratio (quarterly & annually)

How has PWOD Current Ratio performed in the past?

The mean historical Current Ratio of Penns Woods Bancorp, Inc. over the last ten years is 0.16. The current 0.06 Current Ratio has changed 3.68% with respect to the historical average. Over the past ten years (40 quarters), PWOD's Current Ratio was at its highest in in the March 2021 quarter at 0.29. The Current Ratio was at its lowest in in the March 2025 quarter at 0.06.

Quarterly (TTM)
Annual

Average

0.16

Median

0.15

Minimum

0.11

Maximum

0.26

Penns Woods Bancorp, Inc. (PWOD) Current Ratio by Quarter and Year

Discovering the peaks and valleys of Penns Woods Bancorp, Inc. Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 68.79%

Maximum Annual Current Ratio = 0.26

Minimum Annual Increase = -40.33%

Minimum Annual Current Ratio = 0.11

Quarterly (TTM)
Annual
YearCurrent RatioChange
20240.13-6.92%
20230.14-3.29%
20220.14-40.33%
20210.24-6.76%
20200.2668.79%
20190.1514.36%
20180.1317.96%
20170.11-30.27%
20160.16-11.95%
20150.18-26.90%

Penns Woods Bancorp, Inc. (PWOD) Average Current Ratio

How has PWOD Current Ratio performed in the past?

The current Current Ratio of Penns Woods Bancorp, Inc. (PWOD) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

0.14

5-year avg

0.18

10-year avg

0.16

Penns Woods Bancorp, Inc. (PWOD) Current Ratio vs. Peers

How is PWOD’s Current Ratio compared to its peers?

Penns Woods Bancorp, Inc.’s Current Ratio is greater than Codorus Valley Bancorp, Inc. (0.03), greater than Central Valley Community Bancorp (0), less than Evans Bancorp, Inc. (51.24), greater than ESSA Bancorp, Inc. (0.02), less than California BanCorp (0.22), less than Old Point Financial Corporation (69.85), less than Limestone Bancorp, Inc. (2.84), less than HomeStreet, Inc. (212.93), less than Salisbury Bancorp, Inc. (146.35), less than The First of Long Island Corporation (0.13),

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