
Liquidity, historical trends, and peer comparisons.
According to Citizens & Northern Corporation’s latest financial reports and current stock price. The company's current Current Ratio is 0.23. This represents a change of -97.81% compared to the average of 10.50 of the last 4 quarters.
The mean historical Current Ratio of Citizens & Northern Corporation over the last ten years is 0.38. The current 0.23 Current Ratio has changed -39.36% with respect to the historical average. Over the past ten years (40 quarters), CZNC's Current Ratio was at its highest in in the June 2026 quarter at 40.31. The Current Ratio was at its lowest in in the September 2025 quarter at 0.16.
Average
0.38
Median
0.30
Minimum
0.17
Maximum
1.11
Discovering the peaks and valleys of Citizens & Northern Corporation Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.
Maximum Annual Increase = 551.29%
Maximum Annual Current Ratio = 1.11
Minimum Annual Increase = -27.52%
Minimum Annual Current Ratio = 0.17
| Year | Current Ratio | Change |
|---|---|---|
| 2025 | 1.11 | 551.29% |
| 2024 | 0.17 | -27.52% |
| 2023 | 0.24 | -10.31% |
| 2022 | 0.26 | -18.80% |
| 2021 | 0.32 | 31.30% |
| 2020 | 0.25 | -14.12% |
| 2019 | 0.29 | -25.16% |
| 2018 | 0.38 | 3.20% |
| 2017 | 0.37 | -10.14% |
| 2016 | 0.41 | -8.15% |
The current Current Ratio of Citizens & Northern Corporation (CZNC) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages
3-year avg
0.51
5-year avg
0.42
10-year avg
0.38
Citizens & Northern Corporation’s Current Ratio is greater than Citizens Financial Services, Inc. (0), greater than Citizens Community Bancorp, Inc. (0.21), greater than Northeast Community Bancorp, Inc. (0.07), less than First Northern Community Bancorp (1.33K), greater than First National Corporation (0), less than Camden National Corp. (0.26), greater than Park National Corporation (0.17), greater than Franklin Financial Services Corporation (0), greater than C&F Financial Corporation (0.23), greater than CNB Financial Corporation (0.16),
| Company | Current Ratio | Market cap |
|---|---|---|
| 0 | $419.90M | |
| 0.21 | $233.73M | |
| 0.07 | $411.19M | |
| 1.33K | $300.85M | |
| 0 | $285.02M | |
| 0.26 | $1.01B | |
| 0.17 | $3.30B | |
| 0 | $321.33M | |
| 0.23 | $364.87M | |
| 0.16 | $1.09B |
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