CZFS
Price:
$57.12
Market Cap:
$274.54M
Citizens Financial Services, Inc. operates as the bank holding company for First Citizens Community Bank that provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts various deposit products, such as checking, savings, and time deposit accounts. Its loan products include residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody o...[Read more]
Industry
Banks - Regional
IPO Date
1999-01-04
Stock Exchange
NASDAQ
Ticker
CZFS
According to Citizens Financial Services, Inc.’s latest financial reports and current stock price. The company's current Current Ratio is 0.05. This represents a change of 4.70% compared to the average of 0.05 of the last 4 quarters.
The mean historical Current Ratio of Citizens Financial Services, Inc. over the last ten years is 0.26. The current 0.05 Current Ratio has changed 1.83% with respect to the historical average. Over the past ten years (40 quarters), CZFS's Current Ratio was at its highest in in the March 2016 quarter at 0.41. The Current Ratio was at its lowest in in the March 2025 quarter at 0.04.
Average
0.26
Median
0.25
Minimum
0.04
Maximum
0.40
Discovering the peaks and valleys of Citizens Financial Services, Inc. Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.
Maximum Annual Increase = 35.70%
Maximum Annual Current Ratio = 0.40
Minimum Annual Increase = -79.18%
Minimum Annual Current Ratio = 0.04
| Year | Current Ratio | Change |
|---|---|---|
| 2024 | 0.04 | -79.18% |
| 2023 | 0.21 | -20.63% |
| 2022 | 0.26 | -20.72% |
| 2021 | 0.33 | 35.70% |
| 2020 | 0.24 | 5.21% |
| 2019 | 0.23 | -2.04% |
| 2018 | 0.23 | -10.02% |
| 2017 | 0.26 | -25.31% |
| 2016 | 0.35 | -13.01% |
| 2015 | 0.40 | -5.16% |
The current Current Ratio of Citizens Financial Services, Inc. (CZFS) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages
3-year avg
0.17
5-year avg
0.22
10-year avg
0.26
Citizens Financial Services, Inc.’s Current Ratio is less than LINKBANCORP, Inc. (11.94), greater than Northeast Community Bancorp, Inc. (0), greater than Parke Bancorp, Inc. (0), less than Timberland Bancorp, Inc. (1.20K), greater than CoastalSouth Bancshares, Inc. (0), less than Fidelity D & D Bancorp, Inc. (33.57K), greater than The First Bancorp, Inc. (0), less than Middlefield Banc Corp. (2.29), greater than Citizens & Northern Corporation (0), greater than Colony Bankcorp, Inc. (0),
| Company | Current Ratio | Market cap |
|---|---|---|
| 11.94 | $291.03M | |
| 0 | $290.38M | |
| 0 | $282.42M | |
| 1.20K | $272.98M | |
| 0 | $270.84M | |
| 33.57K | $251.28M | |
| 0 | $293.26M | |
| 2.29 | $289.87M | |
| 0 | $314.68M | |
| 0 | $303.40M |
One of the best ways to find valuable stocks to invest in is to build a custom made screener in your Excel or Google Sheets spreadsheet. This allows you to compare thousands of companies like Citizens Financial Services, Inc. using the financials and key metrics that matter to you in a single view.
The easiest way to set this up is to use the Wisesheets add-on and set your spreadsheet like this:
Covering all these metrics from financial, data, dividend data, key metrics and more you can get all the data you want for over 50+ exchanges worldwide.
Get your free trial here.
The easiest way to analyze a company like Citizens Financial Services, Inc. or any others is to create a spreadsheet model that automatically retrieves all of the stock data you need.
Using Wisesheets you can set up a spreadsheet model like this with simple spreadsheet formulas. If you change the ticker you can get all of the data automatically updated for you.
Whether you need live data, historical price data, financials, dividend data, key metrics, analyst estimates, or anything else...Wisesheets has you covered.
What is the Current Ratio?
How can you use the Current Ratio?
What is Citizens Financial Services, Inc.'s Current Ratio?
How is the Current Ratio calculated for Citizens Financial Services, Inc. (CZFS)?
What is the highest Current Ratio for Citizens Financial Services, Inc. (CZFS)?
What is the 3-year average Current Ratio for Citizens Financial Services, Inc. (CZFS)?
What is the 5-year average Current Ratio for Citizens Financial Services, Inc. (CZFS)?
How does the current Current Ratio for Citizens Financial Services, Inc. (CZFS) compare to its historical average?