Old Point Financial Corporation

Old Point Financial Corporation - Current Ratioverified

OPOF

Price:

$42.1

Market Cap:

$214.80M

Old Point Financial Corporation (OPOF) functions as the holding company for The Old Point National Bank of Phoebus, delivering a comprehensive array of banking services to both individual and business clients across Virginia. Its product offerings encompass a variety of deposit accounts, including interest-bearing checking, money market accounts, savings accounts, certificates of deposit (time deposits), and standard demand deposits. The institution also provides diverse lending solutions, such as financing for real estate construction, commercial ventures, and various mortgage products. These mortgages range from residential 1-4 family properties and multi-family dwellings to second mortgag...[Read more]

Industry

Banks - Regional

IPO Date

1999-01-11

Stock Exchange

NASDAQ

Ticker

OPOF

The Current Ratio as of June 2026 (TTM) for Old Point Financial Corporation (OPOF) is 69.85

According to Old Point Financial Corporation’s latest financial reports and current stock price. The company's current Current Ratio is 69.85. This represents a change of 296.12% compared to the average of 17.63 of the last 4 quarters.

Old Point Financial Corporation (OPOF) Historical Current Ratio (quarterly & annually)

How has OPOF Current Ratio performed in the past?

The mean historical Current Ratio of Old Point Financial Corporation over the last ten years is 0.26. The current 69.85 Current Ratio has changed 2.66% with respect to the historical average. Over the past ten years (40 quarters), OPOF's Current Ratio was at its highest in in the June 2025 quarter at 69.85. The Current Ratio was at its lowest in in the March 2025 quarter at 0.11.

Quarterly (TTM)
Annual

Average

0.26

Median

0.26

Minimum

0.21

Maximum

0.35

Old Point Financial Corporation (OPOF) Current Ratio by Quarter and Year

Discovering the peaks and valleys of Old Point Financial Corporation Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 41.37%

Maximum Annual Current Ratio = 0.35

Minimum Annual Increase = -40.24%

Minimum Annual Current Ratio = 0.21

Quarterly (TTM)
Annual
YearCurrent RatioChange
20240.2823.66%
20230.2310.77%
20220.21-40.24%
20210.3521.97%
20200.2811.20%
20190.2618.72%
20180.222.75%
20170.21-23.36%
20160.27-14.40%
20150.3241.37%

Old Point Financial Corporation (OPOF) Average Current Ratio

How has OPOF Current Ratio performed in the past?

The current Current Ratio of Old Point Financial Corporation (OPOF) is greater than its 3-year, greater than its 5-year, and greater than its 10-year historical averages

3-year avg

0.24

5-year avg

0.27

10-year avg

0.26

Old Point Financial Corporation (OPOF) Current Ratio vs. Peers

How is OPOF’s Current Ratio compared to its peers?

Old Point Financial Corporation’s Current Ratio is greater than California BanCorp (0.22), greater than ESSA Bancorp, Inc. (0.02), greater than Evans Bancorp, Inc. (3.59), greater than Penns Woods Bancorp, Inc. (0.06), greater than Codorus Valley Bancorp, Inc. (0.03), greater than First Financial Northwest, Inc. (1.02), greater than Central Valley Community Bancorp (0), greater than Limestone Bancorp, Inc. (2.84), less than Salisbury Bancorp, Inc. (146.35), greater than The First of Long Island Corporation (0.13),

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