OPOF
Price:
$42.1
Market Cap:
$214.80M
Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. The company offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. It also provides real estate construction, commercial, and mortgage loans, such as residential 1-4 family mortgages, multi-family and second mortgages, and equity lines of credit; and other loans, as well as cash management services. In addition, the company offers retirement planning, estate planni...[Read more]
Industry
Banks - Regional
IPO Date
1999-01-11
Stock Exchange
NASDAQ
Ticker
OPOF
According to Old Point Financial Corporation’s latest financial reports and current stock price. The company's current Current Ratio is 69.85. This represents a change of 296.12% compared to the average of 17.63 of the last 4 quarters.
The mean historical Current Ratio of Old Point Financial Corporation over the last ten years is 0.26. The current 69.85 Current Ratio has changed 2.66% with respect to the historical average. Over the past ten years (40 quarters), OPOF's Current Ratio was at its highest in in the June 2025 quarter at 69.85. The Current Ratio was at its lowest in in the March 2025 quarter at 0.11.
Average
0.26
Median
0.26
Minimum
0.21
Maximum
0.35
Discovering the peaks and valleys of Old Point Financial Corporation Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.
Maximum Annual Increase = 41.46%
Maximum Annual Current Ratio = 0.35
Minimum Annual Increase = -40.24%
Minimum Annual Current Ratio = 0.21
| Year | Current Ratio | Change |
|---|---|---|
| 2024 | 0.28 | 23.66% |
| 2023 | 0.23 | 10.77% |
| 2022 | 0.21 | -40.24% |
| 2021 | 0.35 | 21.97% |
| 2020 | 0.28 | 11.20% |
| 2019 | 0.26 | 18.72% |
| 2018 | 0.22 | 2.75% |
| 2017 | 0.21 | -23.36% |
| 2016 | 0.27 | -14.03% |
| 2015 | 0.32 | 41.46% |
The current Current Ratio of Old Point Financial Corporation (OPOF) is greater than its 3-year, greater than its 5-year, and greater than its 10-year historical averages
3-year avg
0.24
5-year avg
0.27
10-year avg
0.26
Old Point Financial Corporation’s Current Ratio is greater than California BanCorp (0.22), greater than ESSA Bancorp, Inc. (0.02), greater than Evans Bancorp, Inc. (51.24), greater than Penns Woods Bancorp, Inc. (0.06), greater than Codorus Valley Bancorp, Inc. (0.03), greater than First Financial Northwest, Inc. (18.13), greater than Central Valley Community Bancorp (0), greater than Limestone Bancorp, Inc. (2.84), less than Salisbury Bancorp, Inc. (146.35), greater than The First of Long Island Corporation (0.13),
| Company | Current Ratio | Market cap |
|---|---|---|
| 0.22 | $212.56M | |
| 0.02 | $209.29M | |
| 51.24 | $220.08M | |
| 0.06 | $228.43M | |
| 0.03 | $232.28M | |
| 18.13 | $208.18M | |
| 0 | $235.33M | |
| 2.84 | $178.68M | |
| 146.35 | $161.90M | |
| 0.13 | $269.21M |
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