LOB
Price:
$39.03
Market Cap:
$1.81B
Live Oak Bancshares, Inc., established in 2008 and based in Wilmington, North Carolina, functions as the parent entity for Live Oak Banking Company. This financial institution delivers a comprehensive array of commercial banking solutions to individuals, small enterprises, and professionals, with operations spanning North Carolina and the broader United States. Its deposit product lineup features both noninterest-bearing demand accounts and various interest-bearing options, including checking, money market, savings, and time deposits. On the lending side, Live Oak extends financing through commercial and industrial loans, construction and development loans, diverse commercial real estate loa...[Read more]
Industry
Banks - Regional
IPO Date
2015-07-23
Stock Exchange
NYSE
Ticker
LOB
According to Live Oak Bancshares, Inc.’s latest financial reports and current stock price. The company's current Current Ratio is 0.07. This represents a change of -38.44% compared to the average of 0.11 of the last 4 quarters.
The mean historical Current Ratio of Live Oak Bancshares, Inc. over the last ten years is 0.16. The current 0.07 Current Ratio has changed 4.01% with respect to the historical average. Over the past ten years (40 quarters), LOB's Current Ratio was at its highest in in the June 2020 quarter at 0.35. The Current Ratio was at its lowest in in the December 2024 quarter at 0.05.
Average
0.16
Median
0.16
Minimum
0.05
Maximum
0.22
Discovering the peaks and valleys of Live Oak Bancshares, Inc. Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.
Maximum Annual Increase = 133.85%
Maximum Annual Current Ratio = 0.22
Minimum Annual Increase = -67.57%
Minimum Annual Current Ratio = 0.05
| Year | Current Ratio | Change |
|---|---|---|
| 2025 | 0.13 | 133.85% |
| 2024 | 0.05 | -67.57% |
| 2023 | 0.17 | 14.40% |
| 2022 | 0.15 | -5.73% |
| 2021 | 0.15 | -16.18% |
| 2020 | 0.18 | 15.75% |
| 2019 | 0.16 | -28.91% |
| 2018 | 0.22 | 31.37% |
| 2017 | 0.17 | -18.80% |
| 2016 | 0.21 | 4.27% |
The current Current Ratio of Live Oak Bancshares, Inc. (LOB) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages
3-year avg
0.12
5-year avg
0.13
10-year avg
0.16
Live Oak Bancshares, Inc.’s Current Ratio is greater than TriCo Bancshares (0.04), less than Lakeland Financial Corporation (1.88), less than German American Bancorp, Inc. (3.51), less than Stellar Bancorp, Inc. (0.23), less than S&T Bancorp, Inc. (1.97), greater than Merchants Bancorp (0.02), less than 1st Source Corporation (0.18), less than National Bank Holdings Corporation (63.44), less than Hope Bancorp, Inc. (2.28), less than First Merchants Corporation (6.04),
| Company | Current Ratio | Market cap |
|---|---|---|
| 0.04 | $1.69B | |
| 1.88 | $1.54B | |
| 3.51 | $1.72B | |
| 0.23 | $1.98B | |
| 1.97 | $1.72B | |
| 0.02 | $2.30B | |
| 0.18 | $1.89B | |
| 63.44 | $1.66B | |
| 2.28 | $1.69B | |
| 6.04 | $2.65B |
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What is the Current Ratio?
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What is the 3-year average Current Ratio for Live Oak Bancshares, Inc. (LOB)?
What is the 5-year average Current Ratio for Live Oak Bancshares, Inc. (LOB)?
How does the current Current Ratio for Live Oak Bancshares, Inc. (LOB) compare to its historical average?