Stellar Bancorp, Inc.

Stellar Bancorp, Inc.verified

STEL

Price:

$28.31

Market Cap:

$1.46B

Stellar Bancorp, Inc. operates as the bank holding company that provides a range of commercial banking services primarily to small and medium-sized businesses, professionals, and individual customers. It accepts deposit products, including checking accounts, commercial accounts, money market accounts, savings accounts, and other time deposits; and certificates of deposit. The company's loan portfolio comprises commercial and industrial loans; commercial real estate loans, including multi-family residential loans; commercial real estate construction and land development loans; residential real estate loans, such as 1-4 family residential mortgage loans; residential construction loans; and con...[Read more]

Industry

Banks - Regional

IPO Date

2017-11-08

Stock Exchange

NASDAQ

Ticker

STEL

The Current Ratio as of June 2025 (TTM) for Stellar Bancorp, Inc. (STEL) is 0.20

According to Stellar Bancorp, Inc.’s latest financial reports and current stock price. The company's current Current Ratio is 0.20. This represents a change of -13.13% compared to the average of 0.24 of the last 4 quarters.

Stellar Bancorp, Inc. (STEL) Historical Current Ratio (quarterly & annually)

How has STEL Current Ratio performed in the past?

The mean historical Current Ratio of Stellar Bancorp, Inc. over the last ten years is 0.21. The current 0.20 Current Ratio has changed 9.70% with respect to the historical average. Over the past ten years (40 quarters), STEL's Current Ratio was at its highest in in the December 2021 quarter at 0.42. The Current Ratio was at its lowest in in the June 2016 quarter at 0.

Quarterly (TTM)
Annual

Average

0.21

Median

0.19

Minimum

0.13

Maximum

0.42

Stellar Bancorp, Inc. (STEL) Current Ratio by Quarter and Year

Discovering the peaks and valleys of Stellar Bancorp, Inc. Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 89.50%

Maximum Annual Current Ratio = 0.42

Minimum Annual Increase = -43.41%

Minimum Annual Current Ratio = 0.13

Quarterly (TTM)
Annual
YearCurrent RatioChange
20240.2312.56%
20230.21-13.72%
20220.24-43.41%
20210.4289.50%
20200.2250.06%
20190.15-6.13%
20180.1626.58%
20170.13-16.62%
20160.15-14.08%

Stellar Bancorp, Inc. (STEL) Average Current Ratio

How has STEL Current Ratio performed in the past?

The current Current Ratio of Stellar Bancorp, Inc. (STEL) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

0.23

5-year avg

0.27

10-year avg

0.21

Stellar Bancorp, Inc. (STEL) Current Ratio vs. Peers

How is STEL’s Current Ratio compared to its peers?

Stellar Bancorp, Inc.’s Current Ratio is greater than LINKBANCORP, Inc. (0.09), greater than Coastal Financial Corporation (0.17), greater than Finward Bancorp (0.04), less than CrossFirst Bankshares, Inc. (0.26), greater than ConnectOne Bancorp, Inc. (0.09), greater than Bankwell Financial Group, Inc. (0.12), less than Byline Bancorp, Inc. (0.32), less than Franklin Financial Services Corporation (0.28), greater than Meridian Corporation (0.14), less than TC Bancshares, Inc. (0.24), less than Texas Community Bancshares, Inc. (0.28), greater than Pioneer Bancorp, Inc. (0.16), less than Salisbury Bancorp, Inc. (146.35), greater than National Bank Holdings Corporation (0.10), greater than Community Bank System, Inc. (0.06), greater than Home Bancorp, Inc. (0.05), less than HMN Financial, Inc. (4.41), greater than Home Federal Bancorp, Inc. of Louisiana (0.12), less than First Financial Northwest, Inc. (18.13), greater than First Northwest Bancorp (0.05), less than First Capital, Inc. (0.47),

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