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NASDAQ · FISIBanks - RegionalUpdated Nov 5, 2026

Financial Institutions, Inc. current ratio

Liquidity, historical trends, and peer comparisons.

The Current Ratio as of November 2026 (TTM) for Financial Institutions, Inc. (FISI) is 8.85

According to Financial Institutions, Inc.’s latest financial reports and current stock price. The company's current Current Ratio is 8.85. This represents a change of 277.36% compared to the average of 2.34 of the last 4 quarters.

Financial Institutions, Inc. (FISI) Historical Current Ratio (quarterly & annually)

How has FISI Current Ratio performed in the past?

The mean historical Current Ratio of Financial Institutions, Inc. over the last ten years is 0.15. The current 8.85 Current Ratio has changed 5.66% with respect to the historical average. Over the past ten years (40 quarters), FISI's Current Ratio was at its highest in in the September 2026 quarter at 8.85. The Current Ratio was at its lowest in in the December 2024 quarter at 0.02.

Quarterly (TTM)
Annual

Average

0.15

Median

0.17

Minimum

0.02

Maximum

0.27

Financial Institutions, Inc. (FISI) Current Ratio by Quarter and Year

Discovering the peaks and valleys of Financial Institutions, Inc. Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 53.30%

Maximum Annual Current Ratio = 0.27

Minimum Annual Increase = -88.90%

Minimum Annual Current Ratio = 0.02

Quarterly (TTM)
Annual
YearCurrent RatioChange
20250.0318.09%
20240.02-88.90%
20230.19-10.92%
20220.21-20.64%
20210.2753.30%
20200.1827.42%
20190.14-3.07%
20180.14-16.26%
20170.17-7.09%
20160.18-8.11%

Financial Institutions, Inc. (FISI) Average Current Ratio

How has FISI Current Ratio performed in the past?

The current Current Ratio of Financial Institutions, Inc. (FISI) is greater than its 3-year, greater than its 5-year, and greater than its 10-year historical averages

3-year avg

0.08

5-year avg

0.14

10-year avg

0.15

Financial Institutions, Inc. (FISI) Current Ratio vs. Peers

How is FISI’s Current Ratio compared to its peers?

Financial Institutions, Inc.’s Current Ratio is greater than Arrow Financial Corporation (0), greater than Tompkins Financial Corporation (0.24), greater than The First Bancorp, Inc. (0.23), greater than Finward Bancorp (0.21), greater than Peoples Financial Services Corp. (4.81), greater than ACNB Corporation (0.23), greater than Washington Trust Bancorp, Inc. (0.17), greater than LCNB Corp. (0.17), greater than Farmers National Banc Corp. (0), greater than Midland States Bancorp, Inc. (0.66),

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