MSBI
Price:
$29.43
Market Cap:
$610.08M
Midland States Bancorp, Inc. serves as the financial holding company for Midland States Bank, delivering a broad spectrum of banking products and services to individual consumers, businesses, municipalities, and various other entities. Its operations are strategically divided into Banking, Wealth Management, and Other segments. The bank offers a comprehensive suite of deposit solutions, including checking, savings, money market, and sweep accounts, in addition to certificates of deposit (CDs). Regarding lending, Midland provides diverse financing options such as term loans for capital equipment, lines of credit for working capital and operational needs, and commercial real estate loans cover...[Read more]
Industry
Banks - Regional
IPO Date
2016-05-24
Stock Exchange
NASDAQ
Ticker
MSBI
According to Midland States Bancorp, Inc.’s latest financial reports and current stock price. The company's current Current Ratio is 0.26. This represents a change of 17.85% compared to the average of 0.22 of the last 4 quarters.
The mean historical Current Ratio of Midland States Bancorp, Inc. over the last ten years is 0.26. The current 0.26 Current Ratio has changed 9.90% with respect to the historical average. Over the past ten years (40 quarters), MSBI's Current Ratio was at its highest in in the September 2021 quarter at 0.35. The Current Ratio was at its lowest in in the June 2025 quarter at 0.09.
Average
0.26
Median
0.27
Minimum
0.22
Maximum
0.32
Discovering the peaks and valleys of Midland States Bancorp, Inc. Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.
Maximum Annual Increase = 15.02%
Maximum Annual Current Ratio = 0.32
Minimum Annual Increase = -32.84%
Minimum Annual Current Ratio = 0.22
| Year | Current Ratio | Change |
|---|---|---|
| 2025 | 0.26 | 14.83% |
| 2024 | 0.23 | -2.27% |
| 2023 | 0.23 | 8.41% |
| 2022 | 0.22 | -32.84% |
| 2021 | 0.32 | 15.02% |
| 2020 | 0.28 | -7.19% |
| 2019 | 0.30 | 10.38% |
| 2018 | 0.27 | 1.34% |
| 2017 | 0.27 | 6.70% |
| 2016 | 0.25 | 2.51% |
The current Current Ratio of Midland States Bancorp, Inc. (MSBI) is greater than its 3-year, greater than its 5-year, and less than than its 10-year historical averages
3-year avg
0.24
5-year avg
0.25
10-year avg
0.26
Midland States Bancorp, Inc.’s Current Ratio is greater than Southern First Bancshares, Inc. (0.03), less than Bankwell Financial Group, Inc. (51.00), less than USCB Financial Holdings, Inc. (1.01), greater than Orange County Bancorp, Inc. (0.18), greater than Farmers & Merchants Bancorp, Inc. (0.13), greater than West Bancorporation, Inc. (0.15), less than MVB Financial Corp. (5.97), greater than Pioneer Bancorp, Inc. (0.11), greater than Blue Ridge Bankshares, Inc. (0), less than Ponce Financial Group, Inc. (0.31),
| Company | Current Ratio | Market cap |
|---|---|---|
| 0.03 | $548.68M | |
| 51.00 | $447.93M | |
| 1.01 | $349.75M | |
| 0.18 | $499.18M | |
| 0.13 | $397.07M | |
| 0.15 | $424.34M | |
| 5.97 | $355.04M | |
| 0.11 | $428.81M | |
| 0 | $301.20M | |
| 0.31 | $467.31M |
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