Embassy Bancorp, Inc.

Embassy Bancorp, Inc.verified

EMYB

Price:

$21.47

Market Cap:

$159.19M

Embassy Bancorp, Inc. serves as the holding company for Embassy Bank for the Lehigh Valley, offering a comprehensive suite of banking and financial services to individuals, businesses, and government entities across Pennsylvania. The institution provides a range of deposit options, including savings, money market, individual retirement accounts, NOW accounts, as well as demand, time, and certificate of deposits. Its lending portfolio is diverse, featuring secured loans at both fixed and variable rates, commercial financing, and consumer credit products such as residential mortgages, home equity loans and lines of credit, vehicle loans, and unsecured personal loans. The bank also manages mort...[Read more]

Industry

Banks - Regional

IPO Date

2012-01-31

Stock Exchange

OTC

Ticker

EMYB

The Current Ratio as of June 2026 (TTM) for Embassy Bancorp, Inc. (EMYB) is 130.05

According to Embassy Bancorp, Inc.’s latest financial reports and current stock price. The company's current Current Ratio is 130.05. This represents a change of 291.97% compared to the average of 33.18 of the last 4 quarters.

Embassy Bancorp, Inc. (EMYB) Historical Current Ratio (quarterly & annually)

How has EMYB Current Ratio performed in the past?

The mean historical Current Ratio of Embassy Bancorp, Inc. over the last ten years is 14.06. The current 130.05 Current Ratio has changed 92.42% with respect to the historical average. Over the past ten years (40 quarters), EMYB's Current Ratio was at its highest in in the March 2017 quarter at 191.25. The Current Ratio was at its lowest in in the December 2024 quarter at 0.09.

Quarterly (TTM)
Annual

Average

14.06

Median

0.17

Minimum

0.09

Maximum

138.93

Embassy Bancorp, Inc. (EMYB) Current Ratio by Quarter and Year

Discovering the peaks and valleys of Embassy Bancorp, Inc. Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 150.04%

Maximum Annual Current Ratio = 138.93

Minimum Annual Increase = -60.26%

Minimum Annual Current Ratio = 0.09

Quarterly (TTM)
Annual
YearCurrent RatioChange
2025138.93150.04%
20240.09-60.26%
20230.23-7.42%
20220.25-22.75%
20210.3353.31%
20200.2170.82%
20190.123.81%
20180.12-12.42%
20170.144.76%
20160.13-2.43%

Embassy Bancorp, Inc. (EMYB) Average Current Ratio

How has EMYB Current Ratio performed in the past?

The current Current Ratio of Embassy Bancorp, Inc. (EMYB) is greater than its 3-year, greater than its 5-year, and greater than its 10-year historical averages

3-year avg

46.42

5-year avg

27.97

10-year avg

14.06

Embassy Bancorp, Inc. (EMYB) Current Ratio vs. Peers

How is EMYB’s Current Ratio compared to its peers?

Embassy Bancorp, Inc.’s Current Ratio is greater than QNB Corp. (0.65), greater than Community Bancorp (0.19), greater than Summit Bank Group, Inc. (0), greater than CSB Bancorp, Inc. (0.64), greater than ENB Financial Corp (9.55), greater than American Riviera Bancorp (0), greater than CNB Bank Shares, Inc. (0.73), greater than Foresight Financial Group, Inc. (0), greater than Main Street Financial Services Corp. (0.03), greater than Primary Bank (0.11),

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