PFS Bancorp, Inc.

PFS Bancorp, Inc.verified

PFSB

Price:

$18.35

Market Cap:

$28.43M

PFS Bancorp, Inc. functions as the holding company for Peru Federal Savings Bank, a federally chartered mutual savings institution. This entity delivers a broad array of banking and financial solutions to individual consumers and corporate clients across the United States. Its deposit products include various account types such as checking, savings, individual retirement accounts (IRAs), and certificates of deposit (CDs). Additionally, it offers non-interest-bearing demand accounts, NOW savings accounts, money market accounts, and time deposits. Regarding lending, the bank provides diverse credit facilities, encompassing one-to-four family residential mortgages, multi-family and commercial r...[Read more]

Industry

Banks - Regional

IPO Date

2023-10-19

Stock Exchange

OTC

Ticker

PFSB

The Current Ratio as of June 2026 (TTM) for PFS Bancorp, Inc. (PFSB) is 188.60

According to PFS Bancorp, Inc.’s latest financial reports and current stock price. The company's current Current Ratio is 188.60. This represents a change of 11.42% compared to the average of 169.27 of the last 4 quarters.

PFS Bancorp, Inc. (PFSB) Historical Current Ratio (quarterly & annually)

How has PFSB Current Ratio performed in the past?

The mean historical Current Ratio of PFS Bancorp, Inc. over the last ten years is 61.34. The current 188.60 Current Ratio has changed 30.65% with respect to the historical average. Over the past ten years (40 quarters), PFSB's Current Ratio was at its highest in in the September 2025 quarter at 244.03. The Current Ratio was at its lowest in in the December 2024 quarter at 0.37.

Quarterly (TTM)
Annual

Average

61.34

Median

0.52

Minimum

0.37

Maximum

243.93

PFS Bancorp, Inc. (PFSB) Current Ratio by Quarter and Year

Discovering the peaks and valleys of PFS Bancorp, Inc. Current Ratio, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 65.26%

Maximum Annual Current Ratio = 243.93

Minimum Annual Increase = -30.95%

Minimum Annual Current Ratio = 0.37

Quarterly (TTM)
Annual
YearCurrent RatioChange
2025243.9365.26%
20240.37-30.95%
20230.547.65%

PFS Bancorp, Inc. (PFSB) Average Current Ratio

How has PFSB Current Ratio performed in the past?

The current Current Ratio of PFS Bancorp, Inc. (PFSB) is greater than its 3-year, greater than its 5-year, and greater than its 10-year historical averages

3-year avg

81.62

5-year avg

61.34

10-year avg

61.34

PFS Bancorp, Inc. (PFSB) Current Ratio vs. Peers

How is PFSB’s Current Ratio compared to its peers?

PFS Bancorp, Inc.’s Current Ratio is greater than First Robinson Financial Corporation (6.36), greater than WVS Financial Corp. (0.03), greater than Commercial National Financial Corporation (0.34), greater than CBC Holding Company (40.44), greater than Lakeside Bancshares, Inc. (0.13), greater than Apollo Bancorp, Inc. (0.10), greater than VWF Bancorp, Inc. (0.53), greater than SSB Bancorp, Inc. (0.36), greater than Quaint Oak Bancorp, Inc. (0.09), greater than First Bancorp of Indiana, Inc. (0),

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Frequently asked questions❓

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