PFS Bancorp, Inc.

PFS Bancorp, Inc.verified

PFSB

Price:

$14.6

Market Cap:

$23.42M

PFS Bancorp, Inc. operates as a bank holding company for Peru Federal Savings Bank, a federally chartered mutual savings bank that provides banking and financial products and services to individual and corporate customers in the United States. The company offers checking accounts, savings accounts, individual retirement accounts, and certificate of deposit accounts; and non-interest-bearing demand, NOW savings, money market, and time deposits. It also provides one- to four-family residential mortgage, multi-family real estate, commercial real estate, agricultural real estate, construction and land development, commercial, and consumer loans, as well as home equity loans and lines of credit. ...[Read more]

Industry

Banks - Regional

IPO Date

2023-10-19

Stock Exchange

OTC

Ticker

PFSB

The ROE as of December 2025 (TTM) for PFS Bancorp, Inc. (PFSB) is 3.34%

According to PFS Bancorp, Inc.’s latest financial reports and current stock price. The company's current ROE is 3.34%. This represents a change of 302.34% compared to the average of 0.83% of the last 4 quarters.

PFS Bancorp, Inc. (PFSB) Historical ROE (quarterly & annually)

How has PFSB ROE performed in the past?

The mean historical ROE of PFS Bancorp, Inc. over the last ten years is 3.13%. The current 3.34% ROE has changed 6.45% with respect to the historical average. Over the past ten years (40 quarters), PFSB's ROE was at its highest in in the June 2025 quarter at 1.16%. The ROE was at its lowest in in the December 2024 quarter at 0.31%.

Quarterly (TTM)
Annual

Average

3.13%

Median

2.81%

Minimum

2.47%

Maximum

4.13%

PFS Bancorp, Inc. (PFSB) ROE by Quarter and Year

Discovering the peaks and valleys of PFS Bancorp, Inc. ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 0%

Maximum Annual ROE = 4.13%

Minimum Annual Increase = -31.99%

Minimum Annual ROE = 2.47%

Quarterly (TTM)
Annual
YearROEChange
20242.47%-12.07%
20232.81%-31.99%

PFS Bancorp, Inc. (PFSB) Average ROE

How has PFSB ROE performed in the past?

The current ROE of PFS Bancorp, Inc. (PFSB) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

3.13%

5-year avg

3.13%

10-year avg

3.13%

PFS Bancorp, Inc. (PFSB) ROE vs. Peers

How is PFSB’s ROE compared to its peers?

PFS Bancorp, Inc.’s ROE is less than First Robinson Financial Corporation (11.03%), less than WVS Financial Corp. (4.30%), less than Commercial National Financial Corporation (5.38%), greater than CBC Holding Company (0.02%), less than Lakeside Bancshares, Inc. (4.62%), less than Apollo Bancorp, Inc. (8.96%), greater than VWF Bancorp, Inc. (-10.95%), less than SSB Bancorp, Inc. (6.19%), less than Quaint Oak Bancorp, Inc. (2.61%), less than First Bancorp of Indiana, Inc. (3.50%),

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