USCB Financial Holdings, Inc.

USCB Financial Holdings, Inc. - ROEverified

USCB

Price:

$22.38

Market Cap:

$408.75M

USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various personal and business banking products and services in the United States. The company offers small business administration and yacht lending services; homeowners association services, including deposit collection, lockbox services, payment services, and lending products; jurist advantage and private client group services; correspondent banking services for banks in certain Latin America and the Caribbean countries. It also provides deposit products, including commercial and consumer checking accounts, money market deposit accounts, savings accounts, and certificates of deposit; trea...[Read more]

Industry

Banks - Regional

IPO Date

2021-07-22

Stock Exchange

NASDAQ

Ticker

USCB

The ROE as of August 2026 (TTM) for USCB Financial Holdings, Inc. (USCB) is 13.09%

According to USCB Financial Holdings, Inc.’s latest financial reports and current stock price. The company's current ROE is 13.09%. This represents a change of 302.83% compared to the average of 3.25% of the last 4 quarters.

USCB Financial Holdings, Inc. (USCB) Historical ROE (quarterly & annually)

How has USCB ROE performed in the past?

The mean historical ROE of USCB Financial Holdings, Inc. over the last ten years is 9.51%. The current 13.09% ROE has changed 37.68% with respect to the historical average. Over the past ten years (40 quarters), USCB's ROE was at its highest in in the September 2025 quarter at 4.28%. The ROE was at its lowest in in the March 2020 quarter at 0%.

Quarterly (TTM)
Annual

Average

9.51%

Median

10.34%

Minimum

6.33%

Maximum

12.29%

USCB Financial Holdings, Inc. (USCB) ROE by Quarter and Year

Discovering the peaks and valleys of USCB Financial Holdings, Inc. ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 63.37%

Maximum Annual ROE = 12.29%

Minimum Annual Increase = -21.94%

Minimum Annual ROE = 6.33%

Quarterly (TTM)
Annual
YearROEChange
202512.29%7.27%
202411.46%32.92%
20238.62%-21.94%
202211.04%6.80%
202110.34%63.37%
20206.33%-2.40%

USCB Financial Holdings, Inc. (USCB) Average ROE

How has USCB ROE performed in the past?

The current ROE of USCB Financial Holdings, Inc. (USCB) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

10.79%

5-year avg

10.75%

10-year avg

9.51%

USCB Financial Holdings, Inc. (USCB) ROE vs. Peers

How is USCB’s ROE compared to its peers?

USCB Financial Holdings, Inc.’s ROE is less than Bankwell Financial Group, Inc. (13.95%), less than West Bancorporation, Inc. (14.31%), less than Orange County Bancorp, Inc. (16.44%), less than MVB Financial Corp. (11.57%), less than Farmers & Merchants Bancorp, Inc. (10.72%), less than Southern First Bancshares, Inc. (10.18%), less than RBB Bancorp (7.94%), less than Greene County Bancorp, Inc. (15.60%), less than Midland States Bancorp, Inc. (7.55%), less than Pioneer Bancorp, Inc. (6.29%),

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