USCB Financial Holdings, Inc.

USCB Financial Holdings, Inc. - ROEverified

USCB

Price:

$19.15

Market Cap:

$349.75M

USCB Financial Holdings, Inc. serves as the parent company for U.S. Century Bank, which delivers a wide spectrum of banking solutions and financial services. Its core mission is to meet the financial requirements of small and medium-sized businesses. The institution offers diverse deposit instruments, including checking, savings, money market, and time deposit accounts, alongside certificates of deposit. Its extensive lending portfolio encompasses financing for residential and commercial real estate, commercial and industrial enterprises, and credit facilities for foreign banks. Additionally, it extends consumer loans, both secured and unsecured, such as personal loans, overdraft protection,...[Read more]

Industry

Banks - Regional

IPO Date

2021-07-23

Stock Exchange

NASDAQ

Ticker

USCB

The ROE as of June 2026 (TTM) for USCB Financial Holdings, Inc. (USCB) is 12.69%

According to USCB Financial Holdings, Inc.’s latest financial reports and current stock price. The company's current ROE is 12.69%. This represents a change of 302.09% compared to the average of 3.16% of the last 4 quarters.

USCB Financial Holdings, Inc. (USCB) Historical ROE (quarterly & annually)

How has USCB ROE performed in the past?

The mean historical ROE of USCB Financial Holdings, Inc. over the last ten years is 9.51%. The current 12.69% ROE has changed 33.44% with respect to the historical average. Over the past ten years (40 quarters), USCB's ROE was at its highest in in the September 2025 quarter at 4.28%. The ROE was at its lowest in in the March 2020 quarter at 0%.

Quarterly (TTM)
Annual

Average

9.51%

Median

10.34%

Minimum

6.33%

Maximum

12.29%

USCB Financial Holdings, Inc. (USCB) ROE by Quarter and Year

Discovering the peaks and valleys of USCB Financial Holdings, Inc. ROE, unveiling quarterly and yearly fluctuations to gain insights into the company’s financial performance and market dynamics, offering valuable data for investors and analysts alike.

Maximum Annual Increase = 63.37%

Maximum Annual ROE = 12.29%

Minimum Annual Increase = -21.94%

Minimum Annual ROE = 6.33%

Quarterly (TTM)
Annual
YearROEChange
202512.29%7.27%
202411.46%32.92%
20238.62%-21.94%
202211.04%6.80%
202110.34%63.37%
20206.33%-2.40%

USCB Financial Holdings, Inc. (USCB) Average ROE

How has USCB ROE performed in the past?

The current ROE of USCB Financial Holdings, Inc. (USCB) is less than than its 3-year, less than than its 5-year, and less than than its 10-year historical averages

3-year avg

10.79%

5-year avg

10.75%

10-year avg

9.51%

USCB Financial Holdings, Inc. (USCB) ROE vs. Peers

How is USCB’s ROE compared to its peers?

USCB Financial Holdings, Inc.’s ROE is less than Bankwell Financial Group, Inc. (13.31%), less than West Bancorporation, Inc. (13.67%), less than Orange County Bancorp, Inc. (16.09%), less than MVB Financial Corp. (8.79%), less than Farmers & Merchants Bancorp, Inc. (9.85%), less than Southern First Bancshares, Inc. (9.65%), less than RBB Bancorp (7.85%), less than Greene County Bancorp, Inc. (15.41%), less than Midland States Bancorp, Inc. (6.16%), less than Pioneer Bancorp, Inc. (6.19%),

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